412 Holt Dr, Loudon, TN 37774 Property Records

Loudon County property record for 412 Holt Dr, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,737 sqft · built 1972
Lot Size0.61 acres (26,572 sqft)
Owner2 Individual Names on File
Tax Bill$1,625 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN053040P A 00400

Property Details

APN / Parcel Number

Primary APN053040P A 00400
Alternative APNs
  • 040P A 00400 000040P
  • 040P A 00400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,737 sqft Living Area
1st Floor Area1,737 sqft
Basement Area1,653 sqft
Finished Basement928 sqft
Unfinished Basement725 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area26,572 sqft (0.61 acres)
Lot Dimensions248 ft deep x 126 ft wide
TerrainRolling
Garage TypeFinished
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area262 sqft
Patio Area300 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Old Parcel Number040P A 00400 000040P
Street Address412 HOLT DR
CityLOUDON
StateTN
Zip37774-4953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionWAYNE CARTER FARM 47 1 043M B 043M 01200 000
Legal SubdivisionWAYNE CARTER FARM
Legal Block43M
Legal Lot Number47 1
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group4
Census Block4085
Census Tract60600

Owner

412 Holt Dr is owned and occupied by two individuals who acquired it in June 2022.

Source: Loudon County records, as of January 22, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address412 HOLT DR, LOUDON, TN 37774-4953
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2022Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Jun 23, 2022Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names3 Names on Deed
Last Transfer DateJun 23, 2022
Transfer Doc0D0450/326
Record UpdatedJun 8, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address412 HOLT DR, LOUDON, TN 37774-4953
Transaction TypeMortgage
Record UpdatedOct 10, 2022
Title CompanyNOT AVAILABLE, AEG

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 HOLT DR, LOUDON, TN 37774-4953

Mortgage

Document Number0T1618/705
DateSep 23, 2022
Book PageT1618/705
Instrument22011106
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressLOUDON, TN 37774
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueJul 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOUDON TN
Recording DateJun 23, 2022
Property Address412 HOLT DR, LOUDON, TN 37774-4953
Document Number0D0450/326
Book / PageD0450 / 326
Map ReferenceMB 2 PG 59
Instrument DateJun 23, 2022
Instrument22007537
Transaction TypeTransfer
Record UpdatedJul 5, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address412 HOLT DR, LOUDON, TN 37774-4953

Tax Assessment & Valuation

The 2025 property tax bill for 412 Holt Dr was $1,625.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,625.00$54,950 (-) Land $5,025 Building $49,925
2024$1,625.00$54,950 (-) Land $5,025 Building $49,925
2023$54,950 (-) Land $5,025 Building $49,925
2022$604.00$54,950 Land $5,025 Building $49,925$219,800 (-) Land $20,100 Building $199,700
2021$219,800 Land $20,100 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Holt Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Holt Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · above 75% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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