Loudon County property record for 412 Holt Dr, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,737 sqft · built 1972 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,625 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 053040P A 00400 |
| Primary APN | 053040P A 00400 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,737 sqft Living Area |
| 1st Floor Area | 1,737 sqft |
| Basement Area | 1,653 sqft |
| Finished Basement | 928 sqft |
| Unfinished Basement | 725 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,572 sqft (0.61 acres) |
| Lot Dimensions | 248 ft deep x 126 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 262 sqft |
| Patio Area | 300 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Old Parcel Number | 040P A 00400 000040P |
|---|---|
| Street Address | 412 HOLT DR |
| City | LOUDON |
| State | TN |
| Zip | 37774-4953 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | WAYNE CARTER FARM 47 1 043M B 043M 01200 000 |
| Legal Subdivision | WAYNE CARTER FARM |
| Legal Block | 43M |
| Legal Lot Number | 47 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 4 |
| Census Block | 4085 |
| Census Tract | 60600 |
412 Holt Dr is owned and occupied by two individuals who acquired it in June 2022.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 HOLT DR, LOUDON, TN 37774-4953 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Jun 23, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Jun 23, 2022 |
| Transfer Doc | 0D0450/326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 412 HOLT DR, LOUDON, TN 37774-4953 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2022 |
| Title Company | NOT AVAILABLE, AEG |
| Name | Verified Name |
|---|---|
| Address | 412 HOLT DR, LOUDON, TN 37774-4953 |
| Document Number | 0T1618/705 |
|---|---|
| Date | Sep 23, 2022 |
| Book Page | T1618/705 |
| Instrument | 22011106 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LOUDON, TN 37774 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | Jun 23, 2022 |
| Property Address | 412 HOLT DR, LOUDON, TN 37774-4953 |
| Document Number | 0D0450/326 |
| Book / Page | D0450 / 326 |
| Map Reference | MB 2 PG 59 |
| Instrument Date | Jun 23, 2022 |
| Instrument | 22007537 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 412 HOLT DR, LOUDON, TN 37774-4953 |
The 2025 property tax bill for 412 Holt Dr was $1,625.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,625.00 | $54,950 (-) Land $5,025 Building $49,925 | |
| 2024 | $1,625.00 | $54,950 (-) Land $5,025 Building $49,925 | |
| 2023 | $54,950 (-) Land $5,025 Building $49,925 | ||
| 2022 | $604.00 | $54,950 Land $5,025 Building $49,925 | $219,800 (-) Land $20,100 Building $199,700 |
| 2021 | $219,800 Land $20,100 Building $199,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Holt Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Holt Dr is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 75% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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