Wake County property record for 412 Hay River St, Garner, NC 27529 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,881 sqft · built 2001 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $330,000 (Nov 2025) |
| Tax Bill | $3,201 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Nov 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1721.05-17-6808 0285701 |
| Primary APN | 1721.05-17-6808 0285701 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,881 sqft Heated Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 132 sqft |
| Porch | Porch |
| Porch Area | 62 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0285701 |
|---|---|
| Street Address | 412 HAY RIVER ST |
| City | GARNER |
| State | NC |
| Zip | 27529-7260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LO59 HUNTERS MARK SUB PH1 BM2001-229 |
| Legal Township | 16 |
| Legal Subdivision | HUNTERS MARK SUB |
| Legal Phase | 1 |
| Legal Lot Number | 59 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | ST. MARYS |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 52815 |
Source: Wake County records · APN 1721.05-17-6808 0285701
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 09, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Nov 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Jun 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage THE LOAN STORE INC |
| Feb 01, 2021 | Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on Record |
| Deed Sale | Nov 18, 2025 · Amount on Record |
| Prior Sale | Jun 28, 2023 · Amount on Record |
| Deed Document Number | 0200712711 |
| Deed Book / Page | 20071 / 2711 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Document Number | 19329/2580 |
|---|---|
| Date | May 09, 2023 |
| Book Page | 19329/2580 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Nov 18, 2025 |
| Property Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Document Number | 20071/2711 |
| Book / Page | 20071 / 2711 |
| Map Reference | MB 2001 PG 229 |
| Instrument Date | Nov 11, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Document Number | 0200712713 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 20071/2713 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Jun 28, 2023 |
| Property Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Document Number | 19370/1611 |
| Book / Page | 19370 / 1611 |
| Map Reference | MB 2001 PG 229 |
| Instrument Date | Jun 26, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $654.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 417 GAMBIT CIR, WAKE FOREST, NC 27587-6162 |
| Name | Verified Name |
|---|---|
| Address | 159 POTOMAC RIVER ST, GARNER, NC 27529-7082 |
| Investor | Possibly a Property Investor |
| Document Number | 0193701613 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 19370/1613 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WAKE NC |
| Recording Date | Feb 01, 2021 |
| Property Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Document Number | 183192474 |
| Book / Page | 18319 / 2474 |
| Map Reference | MB 2001 PG 229 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5601 FONTAINE ST, 5601, SAN DIEGO, CA 92120-1825 |
| Name | Verified Name |
|---|---|
| Address | 412 HAY RIVER ST, GARNER, NC 27529-7260 |
| Document Number | 183192477 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 18319/2477 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
Source: Wake County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Municipality | Garner Town |
| Unified School District | Wake County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,201.00 (+24.89%) | $306,747 (+51.5%) Land $90,000 Building $216,747 | |
| 2024 | $306,747 (+51.5%) Land $90,000 Building $216,747 | ||
| 2023 | $2,563.00 (+10.33%) | $202,476 (+2.99%) Land $43,000 Building $159,476 | $202,476 (+2.99%) Land $43,000 Building $159,476 |
| 2022 | $2,323.00 | $196,607 Land $43,000 Building $153,607 | $196,607 Land $43,000 Building $153,607 |
Source: FEMA National Flood Hazard Layer, Wake County (37183C), updated September 7, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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