Sarasota County property record for 412 Harbor Dr S, Venice, FL 34285
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 3 ba · 2,309 sqft · built 1956 |
| Lot Size | 0.2 acres (8,750 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jul 2020) |
| Tax Bill | $6,938 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0177-01-0057 |
| Primary APN | 0177-01-0057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 2,309 sqft Living Area |
| 1st Floor Area | 2,309 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,750 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 70 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Screened Porch |
| Porch Area | 95 sqft |
| Patio Area | 228 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 HARBOR DR S |
|---|---|
| City | VENICE |
| State | FL |
| Zip | 34285-2808 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RSF3 |
| Legal Description | LOT 4 BLK 96 SOUTH GULF VIEW SEC OF VENICE |
| Legal Range | 18E |
| Legal Township | 39S |
| Legal Section | 13 |
| Legal Subdivision | VENICE SOUTH GULF VIEW SEC OF |
| Legal Tract | 659 |
| Legal Block | 96 |
| Legal Lot Number | 4 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | VENICE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 2401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the John Nolen Plan of Venice Historic District listed 2010 · 697 contributing resources · NRIS 10000840 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
412 Harbor Dr S, a duplex, is owned and occupied by an individual who bought it in July 2020.
Source: Sarasota County records, as of January 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 HARBOR DR S, VENICE, FL 34285-2808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 2, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on File |
| Deed Sale | Jul 2, 2020 · Amount on File |
| Prior Sale | Sep 14, 2016 |
| Deed Document Number | 2020086835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 412 HARBOR DR S, VENICE, FL 34285-2808 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 412 HARBOR DR S, VENICE, FL 34285-2808 |
| Document Number | 0000052311 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022052311 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 2, 2020 |
| Property Address | 412 HARBOR DR S, VENICE, FL 34285-2808 |
| Document Number | 0000086835 |
| Map Reference | MB 2 PG 213 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2020086835 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Title Company | PROPERTIES TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 412 HARBOR DR S, 412, VENICE, FL 34285-2808 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 HARBOR DR S, VENICE, FL 34285-2808 |
| Document Number | 0000086836 |
|---|---|
| Date | Jul 2, 2020 |
| Instrument | 2020086836 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 412 Harbor Dr S was $6,938 with a homeowner's exemption.
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Municipality | Venice City |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,938.00 Homeowner's exemption | $504,930 | $529,700 Land $405,700 Building $124,000 |
| 2023 | $7,454.00 (+13.84%) Homeowner's exemption | $529,800 (+11%) Land $345,700 Building $184,100 | $529,800 (+11%) Land $345,700 Building $184,100 |
| 2022 | $6,548.00 | $477,300 Land $342,600 Building $134,700 | $477,300 Land $342,600 Building $134,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Harbor Dr S in Zone X, an area of minimal flood risk, though there have been 45 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 143 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 437 units insured incl. 294 condo units |
| Nearby Flood Claims | 45 (1981–2024) |
| Claims Outside the SFHA | 33 of 45 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Harbor Dr S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VENICE WATER DEPT serves 31,358 people · EPA ID FL6581901 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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