412 Hancock St, Smithfield, NC 27577 Property Records

Johnston County property record for 412 Hancock St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,647 sqft · built 1948
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Oct 2025)
Tax Bill$2,145 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Sep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN2000284480

Property Details

APN / Parcel Number

Primary APN2000284480
Alternative APNs
  • 2000179309
  • 15013063

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,647 sqft Living Area
Gross Area2,245 sqft
1st Floor Area1,519 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1980
Exterior MaterialBrick Veneer
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions160 ft deep x 110 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area128 sqft
Storage Building240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2000284480
Street Address412 HANCOCK ST
CitySMITHFIELD
StateNC
Zip27577-4004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionHANCOCK ST M13 L63
JurisdictionJOHNSTON NC
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2062
Census Tract40700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Smithfield Historic District
listed 2000 · 124 contributing resources · NRIS 00000550

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address412 HANCOCK ST, SMITHFIELD, NC 27577-4004
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2025Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK
Sep 17, 2018Deed of Trust, Mortgage · Line of Credit
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 3, 2025 · Amount on Record
Deed SaleOct 3, 2025 · Amount on Record
Prior SaleAug 4, 2014 · Amount on Record
Deed Document Number202531285
Deed Book / Page6972 / 924
Prior Transfer DateFeb 5, 2014
Prior Transfer Doc0000413949
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateOct 3, 2025
Property Address412 HANCOCK ST, SMITHFIELD, NC 27577-4004
Document Number0000031285
Book / PageDEED6972 / 924
Instrument DateOct 2, 2025
Instrument2025031285
Transaction TypeTransfer
Record UpdatedOct 15, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address714 TIARA DR, WILMINGTON, NC 28412-3266

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 HANCOCK ST, SMITHFIELD, NC 27577-4004

Mortgage

Document Number0000031286
DateOct 3, 2025
Instrument2025031286
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

Mortgage

Document Number0000031287
DateOct 3, 2025
Book PageDEED6972/941
Instrument2025031287
Lender
NameAMERIS BANK
TypeBank
Address225 S MAIN ST, MOULTRIE, GA 31768
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term61 Months
DueNov 1, 2030

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address412 HANCOCK ST, SMITHFIELD, NC 27577-4004
Document Number0000586739
Instrument DateSep 17, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyDATA SEARCH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 HANCOCK ST SMITHFIELD NC 275774004, SMITHFIELD, NC 27577-4004

Mortgage

Document Number0000586739
DateOct 1, 2018
Book Page005225/000659
Instrument586739
Lender
NameBRANCH BK&TR
TypeBank
AddressWHITEVILLE, NC 28472
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalitySmithfield Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,145.00 (+1.37%)$223,480 (+2.43%) Land $80,000 Building $143,480$223,480 (+2.43%) Land $80,000 Building $143,480
2025$2,116.00 (+79.47%)$218,180 (+133.05%) Land $80,000 Building $138,180$218,180 (+133.05%) Land $80,000 Building $138,180
2023$1,179.00$93,620 Land $27,200 Building $66,420$93,620 Land $27,200 Building $66,420

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims13 (1999–2016)
Claims Outside the SFHA13 of 13
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Matthew, Oct 2016 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Oct 1999 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHFIELD
serves 12,900 people · EPA ID NC0351010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Hancock St

Nearby Streets

Search Property Records by Address or Parcel Number