Clay County property record for 412 Hampton Dr W, Moorhead, MN 56560
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.182 acres (7,937 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $355,000 (Sep 2025) |
| Tax Bill | $7,896 (2026) |
| Deeds & Mortgages | Jan 2026 Line of Credit Sep 2025 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 58.281.0030 |
| Primary APN | 58.281.0030 |
|---|
| Lot Area | 7,937 sqft (0.182 acres) |
|---|
| Street Address | 412 HAMPTON DR W |
|---|---|
| City | MOORHEAD |
| State | MN |
| Zip | 56560-7254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK 001 LOT 003 SUBDIVISIONCD 58281 SUBDIVISIONNAME HAMPTON PLACE 3RD ADDN |
| Legal Subdivision | HAMPTON PLACE 3RD ADDN |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | MOORHEAD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 30110 |
Source: Clay County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2026 | Deed of Trust, Mortgage · Line of Credit BELL BANK |
| Sep 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY CU |
| Aug 24, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| May 8, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TOWN & COUNTRY CU |
| Oct 1, 2021 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TOWN & COUNTRY CU |
| Jun 12, 2020 | Warranty Deed, Transfer · Construction Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Oct 1, 2021 · Amount on Record |
| Deed Document Number | 2025857969 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000861575 |
|---|---|
| Date | Jan 21, 2026 |
| Instrument | 861575 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 29, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 3, 2025 |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000857969 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 857969 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2025 |
| Title Company | UNKNOWN, ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,171.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000857970 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 857970 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000823230 |
|---|---|
| Date | Nov 19, 2021 |
| Instrument | 823230 |
| Name | TOWN & COUNTRY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000819890 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 819890 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MN |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000837518 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 837518 |
| Name | TOWN & COUNTRY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Oct 1, 2021 |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000821369 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 821369 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $965.25 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000821370 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | 821370 |
| Name | TOWN & COUNTRY CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jun 12, 2020 |
| Property Address | 412 HAMPTON DR W, MOORHEAD, MN 56560-7254 |
| Document Number | 0000801848 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 801848 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 515, MOORHEAD, MN 56561-0515 |
| Investor | Possibly a Property Investor |
| Document Number | 0000801849 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 801849 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 1, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Moorhead City |
| Unified School District | Moorhead Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,896.00 (+6.44%) Homeowner's exemption | $345,900 (+2.95%) Land $45,700 Building $300,200 | $345,900 (+2.95%) Land $45,700 Building $300,200 |
| 2025 | $7,418.00 (+1.04%) Homeowner's exemption | $336,000 (+7.38%) Land $41,700 Building $294,300 | $336,000 (+7.38%) Land $41,700 Building $294,300 |
| 2023 | $7,342.00 Homeowner's exemption | $312,900 Land $36,200 Building $276,700 | $312,900 Land $36,200 Building $276,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Moorhead serves 44,583 people · EPA ID MN1140008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 350 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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