412 Hafely Dr, Lorain, OH 44052 Property Records

Lorain County property record for 412 Hafely Dr, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1953
Lot Size	0.18 acres (7,841 sqft)
Owner	Owner Name on File
Last Sale	$92,000 (Apr 2010)
Tax Bill	$1,876 (2025)
Deeds & Mortgages	Jul 2017 Loan Modification Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-049-106-023`

Property Details

APN / Parcel Number

Primary APN	`03-00-049-106-023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,096 sqft
2nd Floor Area	526 sqft
Attic Area	204 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	108 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 HAFELY DR
City	LORAIN
State	OH
Zip	44052-2340
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOY LO MAE 3 76.43 X 115
Legal Subdivision	HOY-LO-MAE ALLOTMENT THIRD ADDITION
Legal Lot Number	348
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1030
Census Tract	22100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	412 HAFELY DR, LORAIN, OH 44052-2340
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2017	Loan Modification, Mortgage · Conventional Mortgage US BK
Jul 14, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2010 · Amount on File
Deed Sale	Apr 21, 2010 · Amount on File
Prior Sale	Jun 17, 2008
Deed Document Number	2010001356
Record Updated	Jun 8, 2026

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	412 HAFELY DR, LORAIN, OH 44052-2340
Document Number	0000639433
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 HAFELY DR LORAIN OH 440522340, LORAIN, OH 44052-2340

Mortgage

Document Number	0000639433
Date	Aug 7, 2017
Instrument	639433

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2047

Interest

Rate	3.75%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	412 HAFELY DR, LORAIN, OH 44052-2340
Document Number	0000638598
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 HAFELY DR LORAIN OH 440522340, LORAIN, OH 44052-2340

Mortgage

Document Number	0000638598
Date	Jul 31, 2017
Instrument	638598

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,876.00	$49,060 (-) Land $8,400 Building $40,660	$140,170 (-) Land $23,990 Building $116,180
2024	$1,876.00 (-9.42%)	$49,060 (+21.93%) Land $8,397 Building $40,663	$140,170 (+21.93%) Land $23,990 Building $116,180
2023	$2,071.00 (+0.88%)	$40,237 (-0.01%) Land $12,422 Building $27,815	$114,960 (-) Land $35,490 Building $79,470
2022	$2,053.00	$40,240 Land $12,420 Building $27,820
2021			$114,960 Land $35,490 Building $79,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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