412 Gold Coast Rd, Lathrop, CA 95330 Property Records

San Joaquin County property record for 412 Gold Coast Rd, Lathrop, CA 95330

Property Summary

Property Type	Single Family Home
Lot Size	0.107 acres (4,641 sqft)
Owner	2 Company Names on Record
Last Sale	$760,000 (Oct 2025)
Tax Bill	$5,202 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`192-270-540-000`

Property Details

APN / Parcel Number

Primary APN	`192-270-540-000`

Exterior

Lot Area	4,641 sqft (0.107 acres)

Location & Zoning

Street Address	412 GOLD COAST RD
City	LATHROP
State	CA
Zip	95330-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 209 STANFORD CROSSING-PHASE 1D, TRACT NO.410
Legal Subdivision	TRACT 4105
Legal Tract	410
Legal Lot Number	209
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	3
Census Block	3060
Census Tract	5119

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	48401 CRAYCROFT CT, FREMONT, CA 94539-7609
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2025	Grant Deed, Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Oct 7, 2025	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Nov 3, 2023	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2025 · Amount on Record
Deed Sale	Oct 30, 2025 · Amount on Record
Prior Sale	Oct 7, 2025 · Amount on Record
Deed Document Number	202592948
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 30, 2025
Property Address	412 GOLD COAST RD, LATHROP, CA 95330-7835
Document Number	0000092948
Map Reference	MB 44 PG 15
Instrument Date	Oct 27, 2025
Instrument	2025-092948
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	48401 CRAYCROFT CT, FREMONT, CA 94539-7609

Mortgage

Document Number	0000092949
Date	Oct 30, 2025
Instrument	2025-092949

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 7, 2025
Property Address	412 GOLD COAST RD, LATHROP, CA 95330-7835
Document Number	0000085563
Map Reference	MB 44 PG 15
Instrument Date	Oct 2, 2025
Instrument	2025-085563
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 DOUGLAS BLVD STE 150, 150, ROSEVILLE, CA 95661-4244
Investor	Possibly a Property Investor

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 3, 2023
Property Address	412 GOLD COAST RD, LATHROP, CA 95330
Document Number	0000090887
Map Reference	MB 44 PG 15
Instrument Date	Nov 1, 2023
Instrument	2023-090887
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6900 E CAMELBACK RD # 1090, 1090, SCOTTSDALE, AZ 85251-2431
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lathrop City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,202.00 (+5.56%)
2025	$4,928.00 (+81.71%)	$201,765 (+4,174.68%) Land $201,765
2023	$2,712.00	$4,720 Land $4,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Apr 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LATHROP serves 38,596 people · EPA ID CA3910015
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Dec 2024
Also Mapped Here	SAN JOAQUIN COUNTY-MOKELUMNE ACRES
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Matrix Broadband Fixed Wireless	200 / 40
Ayera Technologies Fixed Wireless	120 / 40
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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