412 General Dr, Spotsylvania, VA 22551 Property Records

Spotsylvania County property record for 412 General Dr, Spotsylvania, VA 22551

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,164 sqft · built 1992
Lot Size	0.275 acres (12,016 sqft)
Owner	2 Individual Names on File
Last Sale	$254,000 (Sep 2019)
Tax Bill	$2,663 (2026)
Deeds & Mortgages	Sep 2019 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47A-11-205`

Property Details

APN / Parcel Number

Primary APN	`47A-11-205`
Alternative APN	`047A11-205`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,164 sqft Finished Area
Basement Area	1,092 sqft
Unfinished Basement	992 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	12,016 sqft (0.275 acres)
Deck Area	20 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 GENERAL DR
City	SPOTSYLVANIA
State	VA
Zip	22551-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	SPOTSLEE LOT 205 SEC 4
Legal Subdivision	SPOTSLEE
Legal Lot Number	205
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	LIVINGSTON
Census Block Group	5
Census Block	5005
Census Tract	20311

Owner

412 General Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Spotsylvania County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 GENERAL DR, SPOTSYLVANIA, VA 22551-2520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2019	Warranty Deed, Transfer · FHA Mortgage CITI LNDG
Apr 13, 2017	Deed of Trust, Mortgage · Conventional with PMI HOMEPROMISE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Prior Sale	Sep 28, 2012 · Amount on File
Deed Document Number	201915123
Record Updated	Sep 20, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Sep 12, 2019
Property Address	412 GENERAL DR, SPOTSYLVANIA, VA 22551-2520
Document Number	201900015123
Instrument Date	Sep 6, 2019
Instrument	15123
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GENERAL DR SPOTSYLVANIA VA 225512520, SPOTSYLVANIA, VA 22551-2520

Mortgage

Document Number	201900015124
Date	Sep 12, 2019
Instrument	15124

Lender

Name	CITI LNDG

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	412 GENERAL DR, SPOTSYLVANIA, VA 22551-2520
Document Number	201700006618
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GENERAL DR SPOTSYLVANIA VA 225512520, SPOTSYLVANIA, VA 22551-2520

Mortgage

Document Number	201700006618
Date	Apr 17, 2017
Instrument	6618

Lender

Name	HOMEPROMISE CORP
Address	BINO, PA 17225

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 412 General Dr was $2,663, up 3.2% from the year before.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,663.00 (+3.22%)	$361,200 (+2.79%) Land $160,000 Building $201,200
2025	$2,580.00	$351,400 Land $130,000 Building $221,400	$361,200 (+2.79%) Land $160,000 Building $201,200
2024			$351,400 (+27.27%) Land $130,000 Building $221,400
2023	$2,130.00	$276,100 Land $105,000 Building $171,100	$276,100 Land $105,000 Building $171,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 General Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 General Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on General Dr

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