Hardin County property record for 412 Garey Loop, Savannah, TN 38372
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,396 sqft · built 1981 |
| Lot Size | 0.39 acres (17,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Mar 2023) |
| Tax Bill | $702 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036072G C 00701 |
| Primary APN | 036072G C 00701 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,000 sqft (0.39 acres) |
| Lot Dimensions | 170 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 100 sqft |
| Utility Building | 176 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 GAREY LOOP |
|---|---|
| City | SAVANNAH |
| State | TN |
| Zip | 38372-4821 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY MEADOWS LOT 39-40 |
| Legal Subdivision | COUNTRY MEADOWS |
| Legal Lot Number | 39,40 40 |
| Jurisdiction | HARDIN TN |
| Township / Civil Division | 8 |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 920300 |
412 Garey Loop is owned and occupied by an individual who bought it in March 2023.
Source: Hardin County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 GAREY LOOP, SAVANNAH, TN 38372-4821 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Warranty Deed, Transfer · Commercial Mortgage CENTENNIAL BANK |
| Mar 14, 2022 | Warranty Deed, Transfer |
| Sep 11, 2020 | Deed of Trust, Mortgage CENTRAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2023 · Amount on File |
| Deed Sale | Mar 31, 2023 · Amount on File |
| Prior Sale | Mar 14, 2022 · Amount on File |
| Deed Document Number | 167538 |
| Deed Book / Page | 822 / 460 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Mar 31, 2023 |
| Property Address | 412 GAREY LOOP, SAVANNAH, TN 38372-4821 |
| Document Number | 0000822460 |
| Book / Page | 822 / 460 |
| Map Reference | MB 2 PG 99 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 167538 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 GAREY LOOP, SAVANNAH, TN 38372-4821 |
| Document Number | 0000167539 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 167539 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN TN |
| Recording Date | Mar 14, 2022 |
| Property Address | 412 GAREY LOOP, SAVANNAH, TN 38372-4821 |
| Document Number | 0000793881 |
| Book / Page | 793 / 881 |
| Instrument Date | Mar 14, 2022 |
| Instrument | 160550 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $281.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 EAGLE DR, SAVANNAH, TN 38372-4951 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN TN |
| Property Address | 412 GAREY LOOP, SAVANNAH, TN 38372-4821 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 74335 |
|---|---|
| Date | Sep 11, 2020 |
| Book Page | 743/35 |
| Instrument | 149431 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 55 Months |
| Due | Apr 15, 2025 |
The 2025 property tax bill for 412 Garey Loop was $702.
Source: Hardin County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hardin County |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $702.00 | $40,100 Land $1,800 Building $38,300 | |
| 2023 | $702.00 (+67.54%) | $40,100 (+97.29%) Land $1,800 Building $38,300 | $160,400 (+97.29%) Land $7,200 Building $153,200 |
| 2022 | $419.00 | $20,325 Land $1,800 Building $18,525 | $81,300 Land $7,200 Building $74,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 412 Garey Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 5 (2019) |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Garey Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAVANNAH UTILITY DEPARTMENT serves 19,495 people · EPA ID TN0000611 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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