412 Garden Rd, Albert Lea, MN 56007 Property Records

Freeborn County property record for 412 Garden Rd, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,348 sqft · built 1970
Lot Size	0.29 acres (12,669 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Aug 2017)
Tax Bill	$4,008 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`34.135.4400`

Property Details

APN / Parcel Number

Primary APN	`34.135.4400`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	1,348 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Unfinished Basement	624 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,669 sqft (0.29 acres)
Lot Dimensions	123 ft deep x 103 ft wide
Garage Type	Attached
Garage Area	576 sqft
Porch	Porch
Porch Area	228 sqft
Deck Area	201 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	412 GARDEN RD
City	ALBERT LEA
State	MN
Zip	56007-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHORELAND HEIGHTS LOT 6 & BEG NW COR LOT 7 TH ELY 127.88 FT TH SELY 5 FT TH WLY TO POB EXC NW COR LOT 6 TH ELY 118.47 FT TH S
Legal Subdivision	SHORELAND HEIGHTS
Legal Lot Number	6-7
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	2
Census Block	2007
Census Tract	180400

Owner

412 Garden Rd is owned and occupied by an individual who bought it in August 2017.

Source: Freeborn County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	412 GARDEN RD, ALBERT LEA, MN 56007-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK
Aug 23, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 23, 2017 · Amount on File
Deed Sale	Aug 23, 2017 · Amount on File
Prior Sale	Aug 23, 2017 · Amount on File
Deed Document Number	2017V710517
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	412 GARDEN RD, ALBERT LEA, MN 56007-1416
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T115077
Date	Aug 23, 2017
Instrument	T115077

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Aug 23, 2017
Property Address	412 GARDEN RD, ALBERT LEA, MN 56007-1416
Document Number	CRV710517
Instrument Date	Aug 23, 2017
Instrument	CRV710517
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2201 STEVENS ST # STF302, 2201, ALBERT LEA, MN 56007-3933

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GARDEN RD, ALBERT LEA, MN 56007-1416

Tax Assessment & Valuation

The 2026 property tax bill for 412 Garden Rd was $4,008 with a homeowner's exemption.

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,008.00 Homeowner's exemption	$271,000 Land $29,800 Building $241,200	$271,000 Land $29,800 Building $241,200
2025	$4,008.00
2023	$3,314.00 Homeowner's exemption	$225,100 Land $29,800 Building $195,300	$225,100 Land $29,800 Building $195,300
2020	$3,352.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Garden Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Garden Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Winnebago Cooperative Telecom Association Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20

May also be available: AT&T, Metronet.

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