412 Garden Ave, Bisbee, AZ 85603 Property Records

Cochise County property record for 412 Garden Ave, Bisbee, AZ 85603

Property Summary

Property Type	Single Family Home
Details	1,643 sqft · built 1938
Lot Size	0.118 acres (5,141 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Apr 2023)
Tax Bill	$3,158 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`103-61-145A`

Property Details

APN / Parcel Number

Primary APN	`103-61-145A`
Alternative APN	`103-61-145A7`

Interior

Stories	1 Story
Building Area	1,643 sqft Living Area
1st Floor Area	1,643 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Metal
Lot Area	5,141 sqft (0.118 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	103-61-145A7
Street Address	412 GARDEN AVE
City	BISBEE
State	AZ
Zip	85603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BISBEE LOTS 5, 5A, 6 & 6A BLK 22
Legal Subdivision	BISBEE
Legal Block	22
Legal Lot Number	5
Jurisdiction	COCHISE AZ
Township / Civil Division	BISBEE
Census Block Group	1
Census Block	1030
Census Tract	1000

Owner

Source: Cochise County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2534 N AVENIDA SAN VALLE, TUCSON, AZ 85715-3403
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Dec 20, 2021	Deed of Trust, Mortgage STEVEN AND SUZAN WALLACH LIVING TRUST
Oct 18, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2023 · Amount on Record
Deed Sale	Apr 13, 2023 · Amount on Record
Prior Sale	Jan 8, 2016 · Amount on Record
Deed Document Number	20236604
Prior Transfer Date	Oct 12, 2021
Prior Transfer Doc	0000027534
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCHISE AZ
Recording Date	Apr 13, 2023
Property Address	412 GARDEN AVE, BISBEE, AZ 85603
Document Number	0000006604
Map Reference	MB 1 PG 25-63
Instrument Date	Apr 10, 2023
Instrument	2023-06604
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8054 LEA CT, HOLLAND, OH 43528-8042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2534 N AVENIDA, TUCSON, AZ 85715

Mortgage

Document Number	0000006605
Date	Apr 13, 2023
Instrument	2023-06605

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	412 GARDEN AVE, BISBEE, AZ 85603
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	STEWART TITLE AND TRUST/TUCSON, STEWART TITLE & TR OF TUCSON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GARDEN AVE, BISBEE, AZ 85603

Mortgage

Document Number	0000033037
Date	Dec 20, 2021
Instrument	2021-33037

Lender

Name	STEVEN AND SUZAN WALLACH LIVING TRUST
Type	Non-Lending Institution
Address	TUCSON, AZ 85741

Agreement

Amount	Amount Recorded

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCHISE AZ
Recording Date	Oct 18, 2021
Property Address	412 GARDEN AVE, BISBEE, AZ 85603
Document Number	0000027534
Map Reference	MB 1 PG 25-63
Instrument Date	Oct 12, 2021
Instrument	2021-27534
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	REAL ADVANTAGE TITLE INSURANCE COMPANY, REAL ADVANTAGE TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 GARDEN AVE, BISBEE, AZ 85603

Mortgage

Document Number	0000027535
Date	Oct 18, 2021
Instrument	2021-27535

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2041

Tax Assessment & Valuation

Source: Cochise County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Bisbee City
Unified School District	Bisbee Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,976 (-4.33%) Land $3,820 Building $35,156	$389,756 (-4.33%) Land $38,200 Building $351,556
2025	$3,158.00 (+4.53%)	$40,741 (+15.11%) Land $3,820 Building $36,921	$407,405 (+15.11%) Land $38,200 Building $369,205
2024	$3,021.00 (-9.01%)	$35,394 Land $3,820 Building $31,574	$353,941 Land $38,200 Building $315,741
2023	$3,320.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 87% of Arizona
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARIZONA WATER CO - BISBEE public/private · serves 8,590 people · EPA ID AZ0402001
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Oct 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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