Hawkins County property record for 412 Gallop Ave, Mount Carmel, TN 37645
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,032 sqft · built 1950 |
| Lot Size | 50 acres (2,178,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $179,900 (Aug 2025) |
| Deeds & Mortgages | Apr 2024 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 037022P B 01300 |
| Primary APN | 037022P B 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 2,178,000 sqft (50 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Terrain | Low |
| Porch | Open Porch |
| Porch Area | 64 sqft |
| Deck Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 412 GALLOP AVE |
|---|---|
| City | MT CARMEL |
| State | TN |
| Zip | 37645-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 07, COUNTY AREA: U01 |
| Legal Subdivision | LIBERTY HILL |
| Legal Block | SEC 2 |
| Legal Lot Number | 34 50 |
| Jurisdiction | HAWKINS TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 50602 |
412 Gallop Ave is owned and occupied by an individual who bought it in August 2025.
Source: Hawkins County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 412 GALLOP AVE, MOUNT CARMEL, TN 37645-3836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2025 · Amount on File |
| Deed Sale | Aug 21, 2025 · Amount on File |
| Prior Sale | Jun 3, 2025 · Amount on File |
| Deed Document Number | 25005183 |
| Deed Book / Page | 1609 / 491 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWKINS TN |
| Property Address | 412 GALLOP AVE, MT CARMEL, TN 37645-3836 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 412 GALLOP AVE, MOUNT CARMEL, TN 37645-3836 |
| Document Number | 0RB1543865 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | 1543/865 |
| Instrument | 24001902 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2024 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 12.8% |
Source: Hawkins County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hawkins County |
| Municipality | Mount Carmel Town |
| Unified School District | Hawkins County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $21,350 Land $2,025 Building $19,325 | |
| 2023 | $20,825 Land $2,025 Building $18,800 | |
| 2021 | $85,400 Land $8,100 Building $77,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 412 Gallop Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Gallop Ave is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FIRST U.D. OF HAWKINS COUNTY serves 19,972 people · EPA ID TN0000109 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
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