412 Freeman St, Hendersonville, NC 28792 Property Records

Henderson County property record for 412 Freeman St, Hendersonville, NC 28792

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,263 sqft · built 1954
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$98,500 (Feb 2018)
Tax Bill$1,036 (2025)
Deeds & MortgagesNov 2021 Mortgage
Feb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN9579343245

Property Details

APN / Parcel Number

Primary APN9579343245
Alternative APNs
  • 0115320
  • 115320

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,263 sqft Heated Area
1st Floor Area975 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1982
Architectural StyleRanch
Exterior MaterialWood Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,890 sqft (0.25 acres)
Garage Area300 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area56 sqft
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number115320
Street Address412 FREEMAN ST
CityHENDERSONVILLE
StateNC
Zip28792-2943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code115320~RCT
Legal DescriptionREX STREET ON
Legal SubdivisionFREEMAN SUBDIV (0506)
Legal Block34
Legal Lot Number3245
JurisdictionHENDERSON NC
Township / Civil DivisionHENDERSONVILLE
Census Block Group3
Census Block3015
Census Tract931000

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address412 FREEMAN ST, HENDERSONVILLE, NC 28792-2943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU
Feb 27, 2018Deed of Trust, Mortgage · Conventional Mortgage
THOMPSON CLARENCE WAYNE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2018 · Amount on Record
Deed SaleFeb 27, 2018 · Amount on Record
Prior SaleMay 1, 2009
Deed Book / Page44 / 3168
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address412 FREEMAN ST, HENDERSONVILLE, NC 28792-2943
Transaction TypeMortgage
Record UpdatedJan 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0038180101
DateNov 10, 2021
Book Page3818/101
Instrument967068
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON NC
Property Address412 FREEMAN ST, HENDERSONVILLE, NC 28792-2943
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0031680046
DateFeb 27, 2018
Book Page3168/46
Lender
NameTHOMPSON CLARENCE WAYNE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMar 1, 2023

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHenderson County
Unified School DistrictHenderson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$181,600 (-) Land $46,300 Building $135,300
2025$1,036.00
2023$181,600 Land $46,300 Building $135,300$181,600 Land $46,300 Building $135,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1994–2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 4 claims
  • Tropical Storm Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HENDERSONVILLE
serves 79,278 people · EPA ID NC0145010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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