Sussex County property record for 412 Forest Ln, Waverly, VA 23890
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · built 1977 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $198,900 (Apr 2020) |
| Tax Bill | $1,103 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28A1-1A-19 |
| Primary APN | 28A1-1A-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Lot Area | 130,680 sqft (3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2967 |
|---|---|
| Street Address | 412 FOREST LN |
| City | WAVERLY |
| State | VA |
| Zip | 23890-5038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT MARY GRAY FOREST LAND TR 368-1ET #412 |
| Legal Subdivision | GRAY |
| Legal Tract | 368 |
| Jurisdiction | SUSSEX VA |
| Township / Civil Division | WAVERLY |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 870300 |
Source: Sussex County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 412 FOREST LN, WAVERLY, VA 23890-5038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Apr 20, 2020 | Warranty Deed, Transfer · FHA Mortgage TOWNE FIRST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2020 · Amount on Record |
| Deed Sale | Apr 20, 2020 · Amount on Record |
| Deed Document Number | 200000331 |
| Deed Book / Page | 302 / 983 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX VA |
| Property Address | 412 FOREST LN, WAVERLY, VA 23890-5038 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000322/21 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 322/21 |
| Instrument | 220001365 |
| Name | SPRING EQ LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUSSEX VA |
| Recording Date | Apr 20, 2020 |
| Property Address | 412 FOREST LN, WAVERLY, VA 23890-5038 |
| Document Number | 000302/983 |
| Book / Page | 302 / 983 |
| Instrument Date | Apr 7, 2020 |
| Instrument | 200000331 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0200000332 |
|---|---|
| Date | Apr 20, 2020 |
| Instrument | 200000332 |
| Name | TOWNE FIRST MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 00302/1002 |
|---|---|
| Date | Apr 20, 2020 |
| Book Page | 302/1002 |
| Instrument | 200000333 |
| Name | TOWNE FIRST MORTGAGE |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Sussex County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Sussex County |
| Municipality | Waverly Town |
| Unified School District | Sussex County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,103.00 | $208,200 (-) Land $44,600 Building $163,600 | |
| 2023 | $208,200 Land $44,600 Building $163,600 | $208,200 (-) Land $44,600 Building $163,600 | |
| 2022 | $208,200 Land $44,600 Building $163,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WAVERLY serves 2,640 people · EPA ID VA3183950 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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