412 Florida Ave, Lorain, OH 44052 Property Records

Lorain County property record for 412 Florida Ave, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,099 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Owner Name on File
Last Sale	$60,000 (Sep 2004)
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jun 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-01-003-111-027`

Property Details

APN / Parcel Number

Primary APN	`02-01-003-111-027`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,099 sqft Living Area
1st Floor Area	808 sqft
2nd Floor Area	291 sqft
Upper Floors Area	291 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	155 ft deep x 57 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	60 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	412 FLORIDA AVE
City	LORAIN
State	OH
Zip	44052-2149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRHOME ALLOT 50.16 X 157.00 S/L 532-3
Legal Subdivision	C A STURTEVANTS FAIRHOMES ALLOTMENT
Legal Tract	1
Legal Block	111
Legal Lot Number	532-3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	1
Census Block	1017
Census Tract	22200

Owner

Source: Lorain County records · APN 02-01-003-111-027

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	412 FLORIDA AVE, LORAIN, OH 44052-2149
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 21, 2004 · Amount on Record
Deed Sale	Sep 21, 2004 · Amount on Record
Deed Document Number	2004006457
Record Updated	Jun 08, 2026

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	412 FLORIDA AVE, LORAIN, OH 44052-2149
Document Number	0000686513
Instrument Date	Jun 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 FLORIDA AVE LORAIN OH 440522149, LORAIN, OH 44052-2149

Mortgage

Document Number	0000686513
Date	Sep 05, 2018
Instrument	686513

Lender

Name	RUSHMORE LN MGMT SVCS
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 04, 2058

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,301.00	$32,400 (-0.01%) Land $5,730 Building $26,670	$92,580 (-) Land $16,370 Building $76,210
2024	$1,301.00 (+23.79%)	$32,404 (+62.76%) Land $5,730 Building $26,674	$92,580 (+62.76%) Land $16,370 Building $76,210
2023	$1,051.00 (+0.86%)	$19,909 (-0.01%) Land $5,674 Building $14,235	$56,880 (-) Land $16,210 Building $40,670
2022	$1,042.00	$19,910 Land $5,670 Building $14,240
2021			$56,880 Land $16,210 Building $40,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 602 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.