Lake County property record for 412 Florence St, Hammond, IN 46324
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 851 sqft · built 1924 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,710 (2024) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0003-0006 |
| Primary APN | 007-26-34-0003-0006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 851 sqft Living Area |
| Basement Area | 851 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 125 ft deep x 68 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-26-34-0003-0006 |
|---|---|
| Old Parcel Number | 263400030006 |
| Street Address | 412 FLORENCE ST |
| City | HAMMOND |
| State | IN |
| Zip | 46324-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | F.B. HALLS SUBDIV LOT 5, LOT 6 & W20FT OF LOT 7 BLOCK 3 |
| Legal Subdivision | F B HALLS |
| Legal Block | 3 |
| Legal Lot Number | 5,6 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 21400 |
412 Florence St is owned and occupied by an individual who acquired it in April 2019.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2020 | Deed of Trust, Mortgage QUICKEN LNS |
| Apr 18, 2019 | Warranty Deed, Transfer · FHA Mortgage MB FINANCIAL BANK NA |
| Jan 4, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 19, 2017 | Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO |
| Apr 6, 2017 | Warranty Deed, Transfer GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2019 |
| Deed Sale | Apr 18, 2019 |
| Prior Sale | Jan 4, 2018 |
| Deed Document Number | 2019 022641 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000018944 |
| Instrument Date | Mar 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 412 FLORENCE ST HAMMOND IN 463241330, HAMMOND, IN 46324-1330 |
| Document Number | 0000018944 |
|---|---|
| Date | Mar 18, 2020 |
| Instrument | 18944 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 17, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 18, 2019 |
| Property Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000022641 |
| Map Reference | MB 3 PG 17 |
| Instrument Date | Apr 15, 2019 |
| Instrument | 2019 022641 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | GREATER INDIANA TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000022642 |
|---|---|
| Date | Apr 18, 2019 |
| Instrument | 2019 022642 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jan 4, 2018 |
| Property Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000001011 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 1011 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4614 JOHNSON AVE HAMMOND IN 463271528, HAMMOND, IN 46327-1528 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 19, 2017 |
| Property Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000023973 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 23973 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2020 |
| Title Company | GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4610 HENRY AVE HAMMOND IN 463271566, HAMMOND, IN 46327-1566 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Apr 6, 2017 |
| Property Address | 412 FLORENCE ST, HAMMOND, IN 46324-1330 |
| Document Number | 0000021813 |
| Instrument Date | Mar 30, 2017 |
| Instrument | 21813 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2020 |
| Title Company | GREATER INDIANA TITLE COMPANY, GREATER INDIANA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3145 45TH ST #B HIGHLAND IN 463223292, B, HIGHLAND, IN 46322-3292 |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $141,800 Land $34,400 Building $107,400 | $141,800 Land $34,400 Building $107,400 | |
| 2024 | $1,710.00 | ||
| 2023 | $125,400 (+5.38%) Land $36,200 Building $89,200 | $125,400 (+5.38%) Land $36,200 Building $89,200 | |
| 2022 | $1,496.00 Homeowner's exemption | $119,000 Land $36,200 Building $82,800 | $119,000 Land $36,200 Building $82,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Florence St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 Florence St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 854 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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