Murray County property record for 412 Five Lakes Dr, Sulphur, OK 73086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2019 |
| Lot Size | 0.187 acres (8,153 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,200 (Apr 1995) |
| Tax Bill | $1,045 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0040-00-007-026-0-026-00 |
| Primary APN | 0040-00-007-026-0-026-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 8,153 sqft (0.187 acres) |
| Porch | Slab |
| Porch Area | 1,115 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 5701 |
|---|---|
| Street Address | 412 FIVE LAKES DR |
| City | SULPHUR |
| State | OK |
| Zip | 73086 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5 LAKES SUB DIV BLK 7 LOT 26 1236/279 1279/288 |
| Legal Range | 03E |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | FIVE LAKES SUB DIVISION |
| Legal Block | 7 |
| Legal Lot Number | 26 |
| Jurisdiction | MURRAY OK |
| Township / Civil Division | EAST MURRAY |
| Census Block Group | 2 |
| Census Block | 2155 |
| Census Tract | 790802 |
Source: Murray County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4223 CORDOVA CT, NORMAN, OK 73072-5214 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 1995 · Amount on Record |
| Deed Sale | Apr 26, 1995 · Amount on Record |
| Deed Book / Page | 432 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MURRAY OK |
| Property Address | 412 FIVE LAKES DR, SULPHUR, OK 73086 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001236/280 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 1236/280 |
| Instrument | 2017-002337 |
| Name | LANDMARK BANK NA |
|---|---|
| Type | Bank |
| Address | MISSION, KS 66201 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 6.75% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 10.7% |
Source: Murray County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Murray County |
| Unified School District | Sulphur Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,433 (+5%) Land $1,092 Building $10,341 | $103,935 (-42.21%) Land $9,923 Building $94,012 | |
| 2025 | $1,045.00 (-0.1%) | $10,889 (+5%) Land $1,040 Building $9,849 | $179,836 (+11.07%) Land $34,470 Building $145,366 |
| 2024 | $1,046.00 (+13.94%) | $10,370 (+5%) Land $990 Building $9,380 | $161,909 (+80.33%) Land $9,000 Building $152,909 |
| 2023 | $918.00 | $9,876 Land $990 Building $8,886 | $89,784 Land $9,000 Building $80,784 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 86% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BUCKHORN RWD #2 serves 1,260 people · EPA ID OK3005002 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 10 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Chickasaw Telephone Company Fiber | 1,000 / 500 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Atlink Services Fixed Wireless | 100 / 20 |
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