412 Ewell Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 412 Ewell Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,400 sqft · built 1964
Lot Size0.114 acres (4,966 sqft)
Owner2 Individual Names on File
Last Sale$2,100,000 (Mar 2025)
Tax Bill$23,204 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN044-343-07

Property Details

APN / Parcel Number

Primary APN044-343-07
Alternative APN
  • 044-343-07-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area2,400 sqft Living Area
Gross Area2,840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1990
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area4,966 sqft (0.114 acres)
View / LotMountain
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area462 sqft
Patio Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address412 EWELL AVE
CityAPTOS
StateCA
Zip95003-5232
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionAPTOS BEACH COUNTRY CLUB PROP 1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1003
Census Tract122203

Owner

Source: Santa Cruz County records · APN 044-343-07

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address412 EWELL AVE, APTOS, CA 95003-5232
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Dec 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 21, 2021Grant Deed, Transfer · Conventional Mortgage
THE MANCINI LIVING TRUST

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2025 · Amount on Record
Deed SaleMar 26, 2025 · Amount on Record
Prior SaleOct 21, 2021 · Amount on Record
Deed Document Number20255867
Transfer Doc0000022220
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address412 EWELL AVE, APTOS, CA 95003-5232
Transaction TypeMortgage
Record UpdatedJan 14, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 EWELL AVE, APTOS, CA 95003-5232

Mortgage

Document Number0000028676
DateDec 29, 2025
Instrument2025-0028676
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term385 Months
DueJan 01, 2058

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address412 EWELL AVE, APTOS, CA 95003-5232
Transaction TypeMortgage
Record UpdatedJan 12, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 EWELL AVE, APTOS, CA 95003-5232

Mortgage

Document Number0000062562
DateDec 29, 2021
Instrument2021-0062562
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 21, 2021
Property Address412 EWELL AVE, APTOS, CA 95003-5232
Document Number0000052963
Map ReferenceMB 23 PG 1
Instrument DateOct 15, 2021
Instrument2021-0052963
Transaction TypeTransfer
Record UpdatedNov 02, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 EWELL AVE, APTOS, CA 95003-5232

Mortgage

Document Number0000052964
DateOct 21, 2021
Instrument2021-0052964
Lender
NameTHE MANCINI LIVING TRUST
TypeNon-Lending Institution
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueOct 01, 2022

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,142,000 (+12.14%) Land $1,606,500 Building $535,500
2025$23,204.00 (+9.43%)$1,910,175 (+4.04%) Land $1,432,631 Building $477,544
2023$21,204.00 (+1.97%)$1,836,000 Land $1,377,000 Building $459,000$1,692,720
2022$20,794.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871222031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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