412 Elm St, Salisbury, NC 28144 Property Records

Rowan County property record for 412 Elm St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,629 sqft · built 1948
Lot Size	0.186 acres (8,102 sqft)
Owner	Company Name on Record
Last Sale	$1,075,000 (Oct 2020)
Tax Bill	$1,776 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`013 195`

Property Details

APN / Parcel Number

Primary APN	`013 195`
Alternative APN	`6336074`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,629 sqft Living Area
1st Floor Area	1,629 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1997
Exterior Material	Brick
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	16.2 ft deep x 5 ft wide
Porch	Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	412 ELM ST
City	SALISBURY
State	NC
Zip	28144-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L3 MRS. E. A. NAIL
Legal Subdivision	PLAT OF THE MRS E A NAIL
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2018
Census Tract	50300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Fulton Heights Historic District listed 1999 · 441 contributing resources · NRIS 99000394

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	661 JARRELL RD, LEXINGTON, NC 27292-6111
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage SKYLA FCU
Feb 16, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Prior Sale	Feb 16, 2018 · Amount on Record
Deed Book / Page	1358 / 734
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	412 ELM ST, SALISBURY, NC 28144-6122
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	661 JARRELL RD, LEXINGTON, NC 27292-6111

Mortgage

Document Number	0014740218
Date	Dec 12, 2025
Book Page	1474/218

Lender

Name	SKYLA FCU
Type	Credit Union
Address	CHARLOTTE, NC 28209

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 16, 2018
Property Address	412 ELM ST, SALISBURY, NC 28144-6122
Document Number	0013040353
Book / Page	001304 / 000353
Instrument Date	Feb 14, 2018
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$104.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 12312 CHARLOTTE NC 282202312, CHARLOTTE, NC 28220-2312

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,776.00	$148,543 (-) Land $17,680 Building $130,863	$148,543 (-) Land $17,680 Building $130,863
2023	$1,776.00	$148,543 Land $17,680 Building $130,863	$148,543 Land $17,680 Building $130,863

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (2009–2018)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Oct 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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