412 Elm St, Pulaski, TN 38478 Property Records

Giles County property record for 412 Elm St, Pulaski, TN 38478

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,179 sqft · built 1950
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jul 2021)
Tax Bill	$1,111 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028097H D 01200`

Property Details

APN / Parcel Number

Primary APN	`028097H D 01200`
Alternative APN	`097H D 01200`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,179 sqft Living Area
1st Floor Area	1,179 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2007
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 ELM ST
City	PULASKI
State	TN
Zip	38478-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: P22
Legal Subdivision	BALLENTINE-196-197-198
Jurisdiction	GILES TN
Township / Civil Division	7
Census Block Group	2
Census Block	2029
Census Tract	920400

Owner

412 Elm St is owned and occupied by an individual who bought it in July 2021.

Source: Giles County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	412 ELM ST, PULASKI, TN 38478-4416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Deed Document Number	0000391151
Deed Book / Page	391 / 151
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILES TN
Recording Date	Jul 19, 2021
Property Address	412 ELM ST, PULASKI, TN 38478-4416
Document Number	0000133405
Book / Page	D391 / 151
Map Reference	CAB 1 ENV 51
Instrument Date	Jul 19, 2021
Instrument	21133405
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	GILES TITLE AND ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$628.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ELM ST, PULASKI, TN 38478-4416

Mortgage

Document Number	0000133406
Date	Jul 19, 2021
Instrument	21133406

Lender

Name	KELLEY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 412 Elm St was $1,111, up 13.3% from the year before.

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Giles County
Municipality	Pulaski City
Unified School District	Giles County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,111.00 (+13.25%)	$40,725 (-) Land $6,700 Building $34,025
2024	$981.00 (+4.14%)	$40,725 (+4.16%) Land $6,700 Building $34,025
2023	$942.00	$39,100 (-) Land $6,700 Building $32,400
2022	$942.00	$39,100 Land $6,700 Building $32,400	$162,900 Land $26,800 Building $136,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Elm St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	6 (1989–2021)
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PULASKI WATER SYSTEM serves 10,767 people · EPA ID TN0000562
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
PES Energize Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20