412 Elm St, Clyde, TX 79510 Property Records

Callahan County property record for 412 Elm St, Clyde, TX 79510

Property Summary

Property Type	Single Family Home
Details	2,520 sqft · built 1960
Owner	Individual Name on Record
Tax Bill	$2,474 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 2 more
APN	`R000013448`

Property Details

APN / Parcel Number

Primary APN	`R000013448`
Alternative APN	`6638000100300`

Interior

Building Area	2,520 sqft Total Area

Exterior

Year Built	Built 1960

Location & Zoning

Account Number	6638000100300
Street Address	412 ELM ST
City	CLYDE
State	TX
Zip	79510-3617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 103 & S 15 OF LT 102 REPLAT OF LTS 2-3-4 BLK: 1 SUBD: SHANKS - CLYDE
Legal Block	1
Legal Lot Number	2-4,102
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2032
Census Tract	30101

Owner

Source: Callahan County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	412 ELM ST, CLYDE, TX 79510-3617
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Vendor's Lien, Transfer · VA Mortgage JPMORGAN CHASE BANK NA
Jul 31, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 11, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2017	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2022
Deed Sale	Aug 30, 2022
Prior Sale	Dec 27, 2017
Deed Document Number	0000222254
Record Updated	Jun 8, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Aug 30, 2022
Property Address	412 ELM ST, CLYDE, TX 79510-3617
Document Number	0000222254
Map Reference	VOL 2 PG 43
Instrument Date	Aug 26, 2022
Instrument	222254
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	CENTENNIAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ELM ST, CLYDE, TX 79510-3617

Mortgage

Document Number	0000222255
Date	Aug 30, 2022
Instrument	222255

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	412 ELM ST, CLYDE, TX 79510-3617
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201719
Date	Jul 31, 2020
Instrument	201719

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	412 ELM ST, CLYDE, TX 79510-3617
Transaction Type	Mortgage
Record Updated	Oct 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	192518
Date	Oct 11, 2019
Instrument	192518

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Dec 27, 2017
Property Address	412 ELM ST, CLYDE, TX 79510-3617
Document Number	172666
Map Reference	VOL 2 PG 43
Instrument Date	Dec 22, 2017
Instrument	172666
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	CENTENNIAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 ELM ST, CLYDE, TX 79510-3617

Mortgage

Document Number	172667
Date	Dec 27, 2017
Instrument	172667

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Clyde City
Unified School District	Clyde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,474.00 (-42.2%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$238,500 (-2.3%) Land $11,700 Building $226,800	$238,500 (-2.3%) Land $11,700 Building $226,800
2023		$244,120 Land $11,700 Building $232,420	$244,120 Land $11,700 Building $232,420
2022	$4,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLYDE serves 3,820 people · EPA ID TX0300002
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 500
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Taylor Telephone Cooperative, Verizon.

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