Bergen County and River Edge Borough property record for 412 Elm Ave, River Edge, NJ 07661
| Property Type | Single Family Home |
|---|---|
| Details | 1,273 sqft · built 1939 |
| Lot Size | 0.145 acres (6,325 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $479,000 (Jun 2016) |
| Tax Bill | $13,736 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-00812-0000-00016 |
| Primary APN | 52-00812-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,273 sqft Living Area |
|---|
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Lot Area | 6,325 sqft (0.145 acres) |
| Account Number | 031860 |
|---|---|
| Street Address | 412 ELM AVE |
| City | RIVER EDGE |
| State | NJ |
| Zip | 07661-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 46XIRR 1LT |
| Legal Subdivision | CONTINENTAL RDG 5TH SEC |
| Legal Block | 812 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIVER EDGE |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 48200 |
412 Elm Ave is owned and occupied by two individuals who bought it in June 2016.
Source: Bergen County and River Edge Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 ELM AVE, RIVER EDGE, NJ 07661-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2016 · Amount on File |
| Deed Sale | Jun 23, 2016 · Amount on File |
| Prior Sale | Nov 10, 2015 · Amount on File |
| Deed Document Number | 201646950 |
| Deed Book / Page | 2297 / 588 |
| Prior Transfer Date | Jul 28, 2015 |
| Prior Transfer Doc | 0020152443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 412 ELM AVE, RIVER EDGE, NJ 07661-1216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 412 ELM AVE, RIVER EDGE, NJ 07661-1216 |
| Document Number | 0049521704 |
|---|---|
| Date | Mar 16, 2023 |
| Book Page | 4952/1704 |
| Instrument | 2023019034 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 20, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 412 ELM AVE, RIVER EDGE, NJ 07661-1216 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037601293 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 3760/1293 |
| Instrument | 20-101694 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 412 Elm Ave was $13,736, up 5.2% from the year before.
Source: Bergen County and River Edge Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | River Edge Borough |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Elementary School District | River Edge Borough School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $599,500 (+5.62%) Land $348,900 Building $250,600 | $599,500 (+5.62%) Land $348,900 Building $250,600 | |
| 2025 | $13,736.00 (+5.17%) | $567,600 Land $328,900 Building $238,700 | $567,600 Land $328,900 Building $238,700 |
| 2024 | $13,061.00 | ||
| 2023 | $329,400 Land $201,600 Building $127,800 | $329,400 Land $201,600 Building $127,800 | |
| 2022 | $12,187.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Elm Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979–2008) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2008 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 412 Elm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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