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412 Eells St, Loretto, TN 38469 Property Records

Lawrence County property record for 412 Eells St, Loretto, TN 38469 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage936 sqft Living Area
Lot Size43,560 sqft (1 acres)
GarageDetached, 720 sqft
OccupancyOwner Occupied
Last Sale$219,000 (2026)

Property Details

APN / Parcel Number

Primary APN050151 04639
Alternative APN
  • 151 04639

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Building Area936 sqft Living Area
1st Floor936 sqft 1st Floor
Stories1 Stories
Primary FlooringConcrete/Cement Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialSiding Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area43,560 sqft (1 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area720 sqft Garage
TopographyRolling Topography

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address412 EELLS ST
CityLORETTO
StateTN
Zip38469-2314
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 2
JurisdictionLAWRENCE TN
Minor Civil Division2
Census Blockgroup2
Census Block2019
Census Tract960700

Owner

Source: Lawrence County records · APN 050151 04639

Assessment roll updated January 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 EELLS ST, LORETTO, TN 38469-2314
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2025Deed of Trust, Mortgage · Conventional Mortgage
FIRST SOUTHERN BANK
May 22, 2026Warranty Deed, Transfer · Conventional Mortgage
RENASANT BANK
Feb 27, 2024Warranty Deed, Transfer · Conventional Mortgage
FIRST SOUTHERN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleFeb 27, 2024 · Amount on Record
Deed Doc Number20263096
Deed Book / Page825 / 898
Prior Transfer DateMar 04, 2019
Prior Transfer Doc0000575155
Record RefreshedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAWRENCE TN
Property Address412 EELLS ST, LORETTO, TN 38469-2314
Transaction TypeMortgage
Record UpdatedJun 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 EELLS ST, LORETTO, TN 38469-2314

Mortgage

Document Number0000771514
DateJan 23, 2025
Book Page771/514
Instrument25000417
Lender
NameFIRST SOUTHERN BANK
TypeBank
Address301 S COURT ST, FLORENCE, AL 35630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateMay 22, 2026
Property Address412 EELLS ST, LORETTO, TN 38469-2314
Document Number0000003096
Book / Page825 / 898
Instrument DateMay 21, 2026
Instrument20263096
Transaction TypeTransfer
Record UpdatedMay 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$81,840.30
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 EELLS ST, LORETTO, TN 38469-2314

Mortgage

Document Number0000003097,
DateMay 22, 2026
Instrument20263097
Lender
NameRENASANT BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAWRENCE TN
Recording DateFeb 27, 2024
Property Address412 EELLS ST, LORETTO, TN 38469-2314
Document Number0000737246
Book / Page737 / 246
Instrument DateFeb 26, 2024
Instrument24000963
Transaction TypeTransfer
Record UpdatedJan 23, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$377.29
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024000964
DateFeb 27, 2024
Instrument24000964
Lender
NameFIRST SOUTHERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054
Interest
Rate TypeAdjustable Rate
Rate8.37%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change FrequencyAnnually
Min Rate At Change8.37%
Max Rate At Change10.3%
Index1-Year CMT
Max Rate14.3%

Tax Assessment & Valuation

Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLawrence County
MunicipalityLoretto City
Unified School DistrictLawrence County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$29,500 (+184.34%) Land $2,625 Building $26,875
2024$293.00 (+20.58%)
2023$243.00$10,375 (-) Land $2,625 Building $7,750
2022$243.00$10,375 Land $2,625 Building $7,750$118,000 Land $10,500 Building $107,500

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