412 Eagle Rdg Dr, Davenport, FL 33837 Property Records

Polk County property record for 412 Eagle Rdg Dr, Davenport, FL 33837

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,270 sqft · built 1996
Lot Size	0.036 acres (1,582 sqft)
Owner	2 Company Names on Record
Last Sale	$147,500 (Jul 2020)
Tax Bill	$1,982 (2025)
Deeds & Mortgages	Dec 2020 Transfer Jul 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-28-706441-000240`

Property Details

APN / Parcel Number

Primary APN	`27-26-28-706441-000240`
Alternative APNs	`282627706441000240` `82627000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,270 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	1,270 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Lot Area	1,582 sqft (0.036 acres)
Garage Type	Attached
Garage Area	234 sqft
Porch	Unfinished Open Porch
Porch Area	84 sqft

Location & Zoning

Street Address	412 EAGLE RIDGE DR
City	DAVENPORT
State	FL
Zip	33837-4520
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	THE GALLERY AT RIDGEWOOD LAKES A CONDO OR 3655 PGS 1503 THRU 1591 UNIT 24 & AN UNDIVIDED INT IN THE COMMON ELEMENTS AS PER CONDO DECLARATION
Legal Range	27E
Legal Township	26S
Legal Section	28
Legal Subdivision	GALLERY AT RIDGEWOOD LAKES A COND PHASE
Legal Tract	706441
Legal Block	2
Legal Unit	24
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	2
Census Block	2004
Census Tract	12508

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 3, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Oct 24, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Oct 24, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 25, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2020 · Amount on Record
Deed Sale	Jul 3, 2020 · Amount on Record
Prior Sale	Oct 24, 2019 · Amount on Record
Deed Document Number	2020133392
Deed Book / Page	11286 / 2151
Last Transfer Date	Dec 11, 2020
Transfer Doc	0114970113
Record Updated	Oct 29, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Dec 15, 2020
Property Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Document Number	0114970113
Book / Page	011497 / 000113
Instrument Date	Dec 11, 2020
Instrument	271195
Transaction Type	Transfer
Record Updated	Dec 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	506 ROBINHOOD CT VALPARAISO IN 463858021, VALPARAISO, IN 46385-8021

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 3, 2020
Property Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Document Number	0112862151
Book / Page	011286 / 002151
Instrument Date	Jun 29, 2020
Instrument	133392
Transaction Type	Transfer
Record Updated	Jul 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,033.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	506 ROBINHOOD CT VALPARAISO IN 463858021, VALPARAISO, IN 46385-8021

Mortgage

Document Number	112862153
Date	Jul 3, 2020
Book Page	011286/002153
Instrument	133393

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Oct 24, 2019
Property Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Document Number	0110170807
Book / Page	011017 / 000807
Instrument Date	Oct 22, 2019
Instrument	225818
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$1,030.62
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2150 E GERMANN RD #1 CHANDLER AZ 852861662, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 24, 2019
Property Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Document Number	0110170800
Book / Page	011017 / 000800
Instrument Date	Oct 22, 2019
Instrument	225816
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4782 S 650 W RUSSIAVILLE IN 469799517, RUSSIAVILLE, IN 46979-9517

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Jun 25, 2018
Property Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Document Number	0105280335
Book / Page	010528 / 000335
Instrument Date	Jun 19, 2018
Instrument	135358
Transaction Type	Transfer
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	412 EAGLE RIDGE DR DAVENPORT FL 338374520, DAVENPORT, FL 33837-4520

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 12, 2017
Property Address	412 EAGLE RIDGE DR, DAVENPORT, FL 33837-4520
Document Number	0101721128
Book / Page	010172 / 001128
Instrument Date	May 30, 2017
Instrument	110703
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 EAGLE RIDGE DR DAVENPORT FL 338374520, DAVENPORT, FL 33837-4520

Mortgage

Document Number	101721129
Date	Jun 12, 2017
Book Page	010172/001129
Instrument	110704

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,500 (-8.79%) Land $100 Building $176,400	$176,500 (-8.79%) Land $100 Building $176,400
2025	$1,982.00 (-26.48%) Homeowner's exemption	$193,500 (+3.48%) Land $100 Building $193,400	$193,500 (+3.48%) Land $100 Building $193,400
2024	$2,696.00 (+7.75%)
2023	$2,502.00 (+9.35%)	$187,000 (+12.65%) Land $100 Building $186,900	$187,000 (+12.65%) Land $100 Building $186,900
2022	$2,288.00	$166,000 Land $100 Building $165,900	$166,000 Land $100 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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