412 E Tombigbee St, Florence, AL 35630 Property Records

Lauderdale County property record for 412 E Tombigbee St, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,386 sqft · built 1940
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2022)
Tax Bill	$1,160 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-01-11-3-004-013-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-11-3-004-013-000`
Alternative APNs	`101471` `093256` `40045`

Interior

Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,386 sqft Living Area
1st Floor Area	1,220 sqft
2nd Floor Area	1,166 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	144 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	101471
Street Address	412 E TOMBIGBEE ST
City	FLORENCE
State	AL
Zip	35630-4717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	55 X 144.5 CITY OF FLORENCE SD BLK 44 LOT 10 .18 AC/C SEC 11 T3S R11W PB 1 PG 102
Legal Range	11W
Legal Township	03S
Legal Section	11
Legal Subdivision	CITY OF FLORENCE BLOCK 0044
Legal Block	44
Legal Lot Number	10
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3037
Census Tract	10600

Owner

412 E Tombigbee St is owned and occupied by an individual who bought it in July 2022.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC
May 31, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	May 31, 2018 · Amount on File
Deed Document Number	0202238073
Deed Book / Page	2022 / 38073
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 5, 2022
Property Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717
Document Number	2022/38073
Book / Page	2022 / 38073
Map Reference	MB 1 PG 102
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3090 RIVERMONT PKWY, 3090, ALPHARETTA, GA 30022-5466

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717

Mortgage

Document Number	202238075202238075
Date	Jul 5, 2022
Instrument	2022/38075202238075

Lender

Name	ASSURANCE FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	NATIONS DIRECT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/29761
Date	May 11, 2021
Book Page	2021/29761

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/22739
Date	May 31, 2018
Book Page	2018/22739

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

Interest

Rate Type	Fixed Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 31, 2018
Property Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717
Document Number	2018/22726
Book / Page	2018 / 22726
Instrument Date	Mar 30, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E TOMBIGBEE ST, FLORENCE, AL 35630-4717

Mortgage

Document Number	2018/22729
Date	May 31, 2018
Book Page	2018/22729

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 412 E Tombigbee St was $1,160 with a homeowner's exemption, up 7.3% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,160.00 (+7.31%) Homeowner's exemption	$25,000 (+6.93%)	$252,120 (+7.87%) Land $15,300 Building $236,820
2024	$1,081.00 (+12.84%) Homeowner's exemption	$23,380 (+1,950.88%) Land $1,280 Building $22,100	$233,720 (+11.97%) Land $12,700 Building $221,020
2023	$958.00 (+17.84%) Homeowner's exemption	$1,140 (-93.64%) Land $1,140	$208,740 (+16.61%) Land $11,400 Building $197,340
2022	$813.00 Homeowner's exemption	$17,920	$179,000 Land $12,500 Building $166,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 E Tombigbee St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2019–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 E Tombigbee St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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