412 E South St, Benton, AR 72015 Property Records

Saline County property record for 412 E South St, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1998
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Sep 2025)
Tax Bill	$1,061 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`805-18630-000`

Property Details

APN / Parcel Number

Primary APN	`805-18630-000`
Alternative APN	`68670`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	170 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Driveway	Concrete Driveway
Driveway Area	360 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	68670
Street Address	412 E SOUTH ST
City	BENTON
State	AR
Zip	72015-4458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NESW 60X 1701998-38297
Legal Range	15W
Legal Township	02S
Legal Section	11
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	2
Census Block	2015
Census Tract	10101

Owner

Source: Saline County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E SOUTH ST, BENTON, AR 72015-4458
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Sep 9, 2025	Warranty Deed, Transfer · FHA Mortgage FIRSTTRUST HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Aug 24, 1998 · Amount on Record
Deed Document Number	202516733
Deed Book / Page	2025 / 16733
Transfer Doc	0307000589
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	412 E SOUTH ST, BENTON, AR 72015-4458
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016735
Date	Sep 9, 2025
Instrument	2025-016735

Lender

Name	ARKANSAS DEVELOPMENT FINANCE AUTHORITY
Type	Government Agency
Address	PO BOX 8023, LITTLE ROCK, AR 72203

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2035

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SALINE AR
Recording Date	Sep 9, 2025
Property Address	412 E SOUTH ST, BENTON, AR 72015-4458
Document Number	0000016733
Instrument Date	Sep 2, 2025
Instrument	2025-016733
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$511.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 E SOUTH ST, BENTON, AR 72015-4458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E SOUTH ST, BENTON, AR 72015-4458

Mortgage

Document Number	0000016734
Date	Sep 9, 2025
Instrument	2025-016734

Lender

Name	FIRSTTRUST HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,061.00 (+89.13%)	$21,002 (-) Land $3,000 Building $18,002	$105,010 (-) Land $15,000 Building $90,010
2024	$561.00 (-4.92%) Homeowner's exemption	$21,002 (-) Land $3,000 Building $18,002
2023	$590.00 Homeowner's exemption	$21,002 Land $3,000 Building $18,002	$105,010 Land $15,000 Building $90,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 83% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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