412 E Pearl St, Lima, OH 45801 Property Records

Allen County property record for 412 E Pearl St, Lima, OH 45801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,606 sqft · built 1910
Lot Size	0.403 acres (17,555 sqft)
Owner	Individual Name on File
Last Sale	$5,000 (Dec 2017)
Tax Bill	$267 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3012-03-018.000`

Property Details

APN / Parcel Number

Primary APN	`37-3012-03-018.000`
Alternative APN	`M3837301203018000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
Gross Area	2,022 sqft
1st Floor Area	1,094 sqft
Upper Floors Area	512 sqft
Basement Area	256 sqft
Family Room	Family Room

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1979
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	17,555 sqft (0.403 acres)
Lot Dimensions	157 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	469 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	412 E PEARL ST
City	LIMA
State	OH
Zip	45801-4155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCCULLOUGHS FOURTH ADDITION 2520 2521 & 1/2 VAC ALLEY & 16.5 FT VAC ALLEY FF 116.00
Legal Subdivision	MCCULLOUGHS FOURTH ADDITION
Legal Lot Number	2520
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1018
Census Tract	14100

Owner

Source: Allen County records · APN 37-3012-03-018.000

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 E PEARL ST, LIMA, OH 45801-4155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2017 · Amount on Record
Deed Sale	Dec 28, 2017 · Amount on Record
Prior Sale	Jun 21, 1999 · Amount on Record
Deed Document Number	201714291
Deed Book / Page	2017 / 14291
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN OH
Property Address	412 E PEARL ST, LIMA, OH 45801-4155
Document Number	0000014291
Instrument Date	Dec 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014291
Date	Dec 28, 2017
Instrument	14291

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	LIMA, OH 45801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$267.00 (-3.61%)	$15,960 (-) Land $3,780 Building $12,180	$45,600 (-) Land $10,800 Building $34,800
2024	$277.00 (-8.58%) Homeowner's exemption	$15,960 (+5%) Land $3,780 Building $12,180	$45,600 (+5.07%) Land $10,800 Building $34,800
2023	$303.00 (-5.02%) Homeowner's exemption	$15,200 (-) Land $3,610 Building $11,590
2022	$319.00 Homeowner's exemption	$15,200 Land $3,610 Building $11,590
2021			$43,400 Land $10,300 Building $33,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 114 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, Hanson Communications.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LIMA CITY serves 65,619 people
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.