Payne County property record for 412 E Maple Ave, Stillwater, OK 74074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,488 sqft · built 1940 |
| Lot Size | 0.37 acres (16,143 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 19N02E-14-2-SP010-002-0011 |
| Primary APN | 19N02E-14-2-SP010-002-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,488 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,143 sqft (0.37 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | 32 sqft |
| Patio Area | 138 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17722 |
|---|---|
| Street Address | 412 E MAPLE AVE |
| City | STILLWATER |
| State | OK |
| Zip | 74074-3631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK ADD BLK 2 LOT 11 |
| Legal Range | 02E |
| Legal Township | 19N |
| Legal Section | 14 |
| Legal Subdivision | PARK ADD |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | PAYNE OK |
| Township / Civil Division | STILLWATER |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10501 |
Source: Payne County records · APN 19N02E-14-2-SP010-002-0011
Assessment roll updated February 6, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 412 E MAPLE AVE, STILLWATER, OK 74074-3631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2018 | Deed of Trust, Mortgage SIMMONS BK |
| Oct 05, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANCFIRST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Feb 03, 2017 |
| Transfer Doc | 0023780219 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 412 E MAPLE AVE, STILLWATER, OK 74074-3631 |
| Document Number | 0024730388 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 02, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 E MAPLE AVE STILLWATER OK 740743631, STILLWATER, OK 74074-3631 |
| Document Number | 0024730388 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 002473/000388 |
| Instrument | 11151 |
| Name | SIMMONS BK |
|---|---|
| Address | STILLWATER, OK 74074-4059 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Sep 13, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAYNE OK |
| Property Address | 412 E MAPLE AVE, STILLWATER, OK 74074-3631 |
| Document Number | 0024190574 |
| Book / Page | 002419 / 000574 |
| Instrument Date | Oct 05, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 412 E MAPLE AVE STILLWATER OK 740743631, STILLWATER, OK 74074-3631 |
| Document Number | 0024190574 |
|---|---|
| Date | Oct 10, 2017 |
| Book Page | 002419/000574 |
| Instrument | 12264 |
| Name | BANCFIRST |
|---|---|
| Type | Bank |
| Address | STILLWATER, OK 74076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 09, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Payne County records · Assessment roll updated February 6, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Payne County |
| Municipality | Stillwater City |
| Unified School District | Stillwater Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,078.00 (+2.86%) Homeowner's exemption | $11,307 (-) Land $2,181 Building $9,126 | |
| 2024 | $1,048.00 (+3.56%) Homeowner's exemption | $11,307 (+3%) Land $2,181 Building $9,126 | $116,600 (+8.07%) Land $22,500 Building $94,100 |
| 2023 | $1,012.00 (+3.48%) Homeowner's exemption | $10,978 (+3%) Land $2,289 Building $8,689 | $107,890 (+10.88%) Land $22,500 Building $85,390 |
| 2022 | $978.00 Homeowner's exemption | $10,658 Land $2,464 Building $8,194 | $97,300 Land $22,500 Building $74,800 |
Source: FEMA National Flood Hazard Layer as of January 22, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clarity Telecom Fiber | 5,000 / 5,000 |
| Optimum Communications Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 322 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | STILLWATER UTILITIES AUTHORITY serves 53,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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