412 E High St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 412 E High St, Warsaw, IN 46580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,526 sqft · built 1950
Lot Size	0.496 acres (21,648 sqft)
Owner	Individual Name on Record
Last Sale	$169,767 (Jul 2025)
Tax Bill	$907 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-722000-60`

Property Details

APN / Parcel Number

Primary APN	`013-722000-60`
Alternative APNs	`43-10-05-400-082.000-034` `00000034680` `1372200060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	884 sqft
Finished Basement	884 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1962
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	21,648 sqft (0.496 acres)
Lot Dimensions	132 ft deep x 164 ft wide
Garage Type	Detached
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000034680
Street Address	412 E HIGH ST
City	WARSAW
State	IN
Zip	46580-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESID
Legal Description	13-12-83 LOTS 31 & 32 GREENS ADD ATWOOD
Legal Range	5
Legal Township	32
Legal Section	5
Legal Subdivision	GREENS ADD
Legal Lot Number	31-32
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2019
Census Tract	961800

Owner

Source: Kosciusko County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E HIGH ST, WARSAW, IN 46580-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2026	Deed of Trust, Mortgage · USDA Mortgage GENEVA FINANCIAL LLC
Jul 16, 2025	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Apr 17, 1996 · Amount on Record
Deed Document Number	202570986
Prior Transfer Date	Jun 26, 2025
Prior Transfer Doc	0000061189
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	412 E HIGH ST, WARSAW, IN 46580-6309
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E HIGH ST, WARSAW, IN 46580-6309

Mortgage

Document Number	2026020581
Date	Feb 18, 2026
Instrument	2026020581

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jul 16, 2025
Property Address	412 E HIGH ST, WARSAW, IN 46580-6309
Document Number	2025070986
Instrument Date	Jul 14, 2025
Instrument	2025070986
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 E HIGH STREET, WARSAW, IN 46580

Mortgage

Document Number	2025070987
Date	Jul 16, 2025
Instrument	2025070987

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Harrison Township
Unified School District	Tippecanoe Valley School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$907.00 (+205.39%) Homeowner's exemption	$170,300 (+31.3%) Land $31,400 Building $138,900	$170,300 (+31.3%) Land $31,400 Building $138,900
2024	$297.00 (-39.51%) Homeowner's exemption	$129,700 (+0.7%) Land $14,800 Building $114,900	$129,700 (+0.7%) Land $14,800 Building $114,900
2023	$491.00 (-41.89%)	$128,800 (-4.52%) Land $14,800 Building $114,000	$128,800 (-4.52%) Land $14,800 Building $114,000
2022	$845.00	$134,900 Land $14,800 Building $120,100	$134,900 Land $14,800 Building $120,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Mar 2009 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kosciusko Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Brightspeed, Fourway.

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