412 E Harris St, Cadillac, MI 49601 Property Records

Wexford County property record for 412 E Harris St, Cadillac, MI 49601

Property Summary

Property Type	Single Family Home
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$235,200 (Jul 2018)
Tax Bill	$5,253 (2025)
Deeds & Mortgages	Aug 2018 Refinance Jul 2018 Sale & Refinance
APN	`10-082-00-285-00`

Property Details

APN / Parcel Number

Primary APN	`10-082-00-285-00`

Exterior

Lot Area	7,187 sqft (0.165 acres)

Location & Zoning

Street Address	412 E HARRIS ST
City	CADILLAC
State	MI
Zip	49601-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 35 G A MITCHELLS PLAT OF NW 1/4 SEC 3-21-9 CITY OF CADILLAC
Legal Range	09
Legal Township	21
Legal Section	03
Legal Subdivision	MITCHELLS PLAT
Legal Block	35
Legal Lot Number	9
Jurisdiction	WEXFORD MI
Township / Civil Division	CADILLAC
Census Block Group	2
Census Block	2021
Census Tract	380600

Owner

Source: Wexford County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E HARRIS ST, CADILLAC, MI 49601-2129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance INDEPENDENT BANK
Jul 30, 2018	Warranty Deed, Transfer · Stand-Alone Refinance INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on Record
Deed Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20184371
Deed Book / Page	683 / 473
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEXFORD MI
Property Address	412 E HARRIS ST, CADILLAC, MI 49601-2129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	683/576
Date	Aug 6, 2018
Book Page	683/576
Instrument	201800004474

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WEXFORD MI
Recording Date	Jul 30, 2018
Property Address	412 E HARRIS ST, CADILLAC, MI 49601-2129
Document Number	683/473
Book / Page	683 / 473
Instrument Date	Jul 27, 2018
Instrument	201800004371
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1122 HILL ST, PETOSKEY, MI 49770-2741

Mortgage

Document Number	683/474
Date	Jul 30, 2018
Book Page	683/474
Instrument	201800004372

Lender

Name	INDEPENDENT BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Wexford County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Cadillac City
County	Wexford County
Unified School District	Cadillac Area Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,100 (+33.36%)	$290,200 (+33.36%)
2025	$5,253.00 (+55%)
2023		$108,800	$217,600
2022	$3,389.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CADILLAC serves 10,355 people · EPA ID MI0001030
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on E Harris St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures