Coffee County property record for 412 E Harp St, Manchester, TN 37355
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,232 sqft · built 1905 |
| Lot Size | 0.201 acres (8,774 sqft) |
| Owner | Individual Name on File |
| Last Sale | $226,000 (May 2026) |
| Tax Bill | $1,458 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Nov 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076H-J-009.00 |
| Primary APN | 076H-J-009.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,232 sqft Living Area |
| Gross Area | 4,026 sqft |
| 1st Floor Area | 2,150 sqft |
| Upper Floors Area | 1,082 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,774 sqft (0.201 acres) |
| Lot Dimensions | 88 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 604 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 412 E HARP ST |
|---|---|
| City | MANCHESTER |
| State | TN |
| Zip | 37355-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X87.74 IRR |
| Jurisdiction | COFFEE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 970600 |
412 E Harp St is owned and occupied by an individual who bought it in May 2026.
Source: Coffee County records, as of May 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 E HARP ST, MANCHESTER, TN 37355-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Nov 7, 2017 | Grant Deed, Transfer · Conventional Mortgage COFFEE COUNTY BANK |
| Jun 13, 2017 | Grant Deed, Foreclosure |
| Jan 27, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2026 · Amount on File |
| Deed Sale | May 8, 2026 · Amount on File |
| Prior Sale | Nov 7, 2017 · Amount on File |
| Deed Document Number | 20263824 |
| Deed Book / Page | 460 / 318 |
| Transfer Doc | 295800 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COFFEE TN |
| Recording Date | May 8, 2026 |
| Property Address | 412 E HARP ST, MANCHESTER, TN 37355-1703 |
| Document Number | 0000003824 |
| Book / Page | 460 / 318 |
| Instrument Date | Apr 28, 2026 |
| Instrument | 2026.3824 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | WOODLAND TITLE & ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $84,456.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E HARP ST, MANCHESTER, TN 37355-1703 |
| Document Number | 0000003825, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026..3825 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COFFEE TN |
| Recording Date | Nov 7, 2017 |
| Property Address | 412 E HARP ST, MANCHESTER, TN 37355-1703 |
| Document Number | 0000008101 |
| Book / Page | 000384 / 000008 |
| Instrument Date | Nov 2, 2017 |
| Instrument | 8101 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2017 |
| Title Company | ACCESS TITLE AND ESCROW INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $336.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E HARP ST MANCHESTER TN 373551703, MANCHESTER, TN 37355-1703 |
| Document Number | 8102 |
|---|---|
| Date | Nov 7, 2017 |
| Book Page | 001000/000488 |
| Instrument | 8102 |
| Name | COFFEE COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COFFEE TN |
| Recording Date | Jun 13, 2017 |
| Property Address | 412 E HARP ST, MANCHESTER, TN 37355-1703 |
| Document Number | 0000004081 |
| Book / Page | 000380 / 000780 |
| Instrument Date | Feb 7, 2017 |
| Instrument | 4081 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 21, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COFFEE TN |
| Recording Date | Jan 27, 2017 |
| Property Address | 412 E HARP ST, MANCHESTER, TN 37355-1703 |
| Document Number | 0000000586 |
| Book / Page | 000378 / 000147 |
| Instrument Date | Jan 24, 2017 |
| Instrument | 586 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 2, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $333.66 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3476 STATEVIEW BOULEVARD MAC #X7801 FORT MILL SC 29715, X7801, FORT MILL, SC 29715 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 412 E Harp St was $1,458, down 13.9% from the year before.
Source: Coffee County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Coffee County |
| Municipality | Manchester City |
| Elementary School District | Manchester City School District (PK - 08) |
| Secondary School District | Coffee County School District in Manchester (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,458.00 (-13.93%) | $40,175 (-) Land $2,500 Building $37,675 | $160,700 Land $10,000 Building $150,700 |
| 2024 | $1,694.00 (+16.19%) | $40,175 (-) Land $2,500 Building $37,675 | |
| 2023 | $1,458.00 | $40,175 (-) Land $2,500 Building $37,675 | |
| 2022 | $1,458.00 | $40,175 Land $2,500 Building $37,675 | $160,700 Land $10,000 Building $150,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 412 E Harp St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 14, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 412 E Harp St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER WATER DEPARTMENT serves 24,975 people · EPA ID TN0000429 |
|---|---|
| Water Source | Purchased surface water from DUCK RIVER UTILITY COMMISSION |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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