412 E Exchange St, Spring Lake, MI 49456 Property Records

Ottawa County property record for 412 E Exchange St, Spring Lake, MI 49456 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,259 sqft · built 1930
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Mar 2022)
Tax Bill	$4,483 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-03-15-456-004`

Property Details

APN / Parcel Number

Primary APN	`70-03-15-456-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,259 sqft Living Area
1st Floor Area	852 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Lot Area	5,489 sqft (0.126 acres)
Lot Width	51 ft Width

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	412 E EXCHANGE ST
City	SPRING LAKE
State	MI
Zip	49456-1902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BRAAK'S SUB VILLAGE OF SPRING LAKE
Legal Range	16W
Legal Township	5N
Legal Section	15
Legal Subdivision	BRAAKS SUB
Legal Block	456
Legal Lot Number	2
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	3
Census Block	3015
Census Tract	21100

Owner

Source: Ottawa County records · APN 70-03-15-456-004

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	412 E EXCHANGE ST, SPRING LAKE, MI 49456-1902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Jul 29, 2015
Deed Document Number	202211615
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Mar 28, 2022
Property Address	412 E EXCHANGE ST, SPRING LAKE, MI 49456-1902
Document Number	20220011615
Map Reference	LB 10 PG 2
Instrument Date	Mar 25, 2022
Instrument	2022-0011615
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	LIGHTHOUSE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1160 GREEN ST, MUSKEGON, MI 49442-4147

Mortgage

Document Number	20220011616
Date	Mar 28, 2022
Instrument	2022-0011616

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Municipality	Spring Lake Village
Unified School District	Spring Lake Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,800 (+6.37%)	$213,600 (+6.37%)
2025	$4,483.00 (+137.32%)
2023		$100,400	$200,800
2022	$1,889.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.