412 E Exchange St, Jerseyville, IL 62052 Property Records

Jersey County property record for 412 E Exchange St, Jerseyville, IL 62052

Property Summary

Property Type	Single Family Home
Details	937 sqft · built 1900
Lot Size	0.125 acres (5,438 sqft)
Owner	Individual Name on Record
Last Sale	$69,000 (Mar 2017)
Tax Bill	$2,154 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-380-007-00`

Property Details

APN / Parcel Number

Primary APN	`04-380-007-00`
Alternative APN	`380-007-00`

Interior

Stories	1 Story
Building Area	937 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	5,438 sqft (0.125 acres)
Lot Dimensions	125 ft deep x 43.5 ft wide

Location & Zoning

Account Number	380-007-00
Street Address	412 E EXCHANGE ST
City	JERSEYVILLE
State	IL
Zip	62052-1715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURKE'S ADDITION E1/2 LOT 7 BLK 10 3-00 50K, 6-94 40K 1900 1STY/NO BSMT 937SQ 43.5X125 LOT
Legal Subdivision	BURKES ADDITION
Legal Block	10
Legal Lot Number	7
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2043
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E EXCHANGE ST, JERSEYVILLE, IL 62052-1715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2017 · Amount on Record
Deed Sale	Mar 17, 2017 · Amount on Record
Deed Document Number	2017149105
Deed Book / Page	2051 / 101
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	412 E EXCHANGE ST, JERSEYVILLE, IL 62052-1715
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400173190
Date	Feb 2, 2024
Instrument	202400173190

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Apr 1, 2047

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	412 E EXCHANGE ST, JERSEYVILLE, IL 62052-1715
Transaction Type	Mortgage
Record Updated	Apr 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200167665
Date	Apr 1, 2022
Instrument	202200167665

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2047

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Mar 17, 2017
Property Address	412 E EXCHANGE ST, JERSEYVILLE, IL 62052-1715
Document Number	002051/101
Book / Page	2051 / 101
Instrument Date	Mar 15, 2017
Instrument	201700149105
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	JERSEY COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$103.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 E FAIRGROUNDS AVE, JERSEYVILLE, IL 62052-2614

Mortgage

Document Number	2051/104
Date	Mar 17, 2017
Book Page	2051/104
Instrument	201700149106

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,154.00 (+4.31%)	$28,675 (+23.07%) Land $4,495 Building $24,180	$86,025 (+23.07%) Land $13,485 Building $72,540
2024	$2,065.00 (+7.95%)
2022	$1,913.00	$23,300 Land $3,650 Building $19,650	$69,900 Land $10,950 Building $58,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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