412 E Ellen St, Fenton, MI 48430 Property Records

Genesee County property record for 412 E Ellen St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,641 sqft · built 1930
Lot Size	0.399 acres (17,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Sep 2025)
Tax Bill	$6,595 (2025)
Deeds & Mortgages	Sep 2025 Sale Jul 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53-36-502-038`

Property Details

APN / Parcel Number

Primary APN	`53-36-502-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,641 sqft Living Area
1st Floor Area	1,305 sqft
Basement Area	1,305 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Lot Area	17,380 sqft (0.399 acres)
Lot Dimensions	84 ft deep x 207 ft wide
Garage Area	1,048 sqft
Parking Spaces	4 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	412 E ELLEN ST
City	FENTON
State	MI
Zip	48430-2121
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEVERAL
Legal Description	LOT 238 EXCEPT E 130 FT ASSESSORS PLAT NO 4
Legal Subdivision	ASSESSORS PLAT
Legal Lot Number	238
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1001
Census Tract	13206

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11285 KATRINE DR, FENTON, MI 48430-9007
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Warranty Deed, Transfer ELEMENT TITLE LLC, ELEMENT TITLE
Jul 15, 2022	Intrafamily Transfer, Transfer
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 30, 2020	Deed of Trust, Mortgage · Conventional with PMI GINO WICKMAN
Dec 4, 2020	Warranty Deed, Transfer TITLE RESOURCE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on Record
Deed Sale	Sep 9, 2025 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	202511026
Prior Transfer Date	Jul 12, 2022
Prior Transfer Doc	0000051146
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 9, 2025
Property Address	412 E ELLEN ST, FENTON, MI 48430-2121
Document Number	0000011026
Map Reference	LB 18 PG 22
Instrument Date	Aug 28, 2025
Instrument	202509090011026
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ELEMENT TITLE LLC, ELEMENT TITLE

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 E ELLEN ST, FENTON, MI 48430-2121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11285 KATRINE DR, FENTON, MI 48430-9007

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jul 15, 2022
Property Address	412 E ELLEN ST, FENTON, MI 48430-2121
Document Number	0000051146
Instrument Date	Jul 12, 2022
Instrument	202207150051146
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E ELLEN ST, FENTON, MI 48430-2121

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	412 E ELLEN ST, FENTON, MI 48430-2121
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 E ELLEN ST, FENTON, MI 48430-2121

Mortgage

Document Number	0000093212
Date	Dec 10, 2021
Instrument	202112100093212

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	412 E ELLEN ST, FENTON, MI 48430-2121
Document Number	0000080422
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16523 FISH LAKE RD HOLLY MI 484428348, HOLLY, MI 48442-8348

Mortgage

Document Number	0000080422
Date	Nov 30, 2020
Instrument	80422

Lender

Name	GINO WICKMAN
Address	504 HICKORY ST, MILFORD, MI 48381-1609

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 4, 2020
Property Address	412 E ELLEN ST, FENTON, MI 48430-2121
Document Number	202012040081694
Map Reference	LB 18 PG 22
Instrument Date	Nov 30, 2020
Instrument	202012040081694
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount Recorded
Tax	$1,462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4081 LA CONCETTA DR, 4081, YORBA LINDA, CA 92886-1917

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	16523 FISH LAKE RD, HOLLY, MI 48442-8348

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$192,000 (+18.23%)	$384,000 (+18.23%)
2025	$6,595.00 (+9.24%) Homeowner's exemption	$162,400 (+38.57%)	$324,800 (+38.57%)
2024	$6,037.00 (+51.61%)
2023		$117,200	$234,400
2019	$3,982.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet, Xfinity.

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