412 E Cumberland St, Hebron, OH 43025 Property Records

Licking County property record for 412 E Cumberland St, Hebron, OH 43025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 2020
Lot Size	0.728 acres (31,712 sqft)
Owner	Individual Name on Record
Tax Bill	$5,383 (2025)
Deeds & Mortgages	Mar 2020 Loan Modification Sep 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`075-347424-00.005`

Property Details

APN / Parcel Number

Primary APN	`075-347424-00.005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,290 sqft Living Area
Basement Area	1,326 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Frame
Roof Material	Asphalt
Lot Area	31,712 sqft (0.728 acres)
Garage Type	Attached
Garage Area	836 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	412 E CUMBERLAND ST
City	HEBRON
State	OH
Zip	43025-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 SANDBRINK ADD (0.733 AC)
Legal Lot Number	2
Jurisdiction	LICKING OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2006
Census Tract	759101

Owner

Source: Licking County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	412 E CUMBERLAND ST, HEBRON, OH 43025-8022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Loan Modification, Mortgage HUNTINGTON NAT'L BK
Sep 27, 2019	Correction Deed · Construction Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 24, 2019
Transfer Doc	0000020871
Record Updated	Sep 20, 2026

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LICKING OH
Property Address	412 E CUMBERLAND ST, HEBRON, OH 43025-8022
Document Number	0000009122
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	412 E CUMBERLAND ST HEBRON OH 43025, HEBRON, OH 43025

Mortgage

Document Number	0000009122
Date	Apr 24, 2020
Instrument	9122

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Term	360 Months
Due	Apr 23, 2050

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	LICKING OH
Recording Date	Sep 27, 2019
Property Address	412 E CUMBERLAND ST, HEBRON, OH 43025-8022
Document Number	0000020871
Map Reference	DOC 201812190026827
Instrument Date	Sep 24, 2019
Instrument	201909270020871
Record Updated	Mar 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	PO BOX 743, HEBRON, OH 43025-0743

Mortgage

Document Number	0000020872
Date	Sep 27, 2019
Instrument	201909270020872

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Licking County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Licking County
County Subdivision	Union Township
Municipality	Hebron Village
Unified School District	Lakewood Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,383.00 (-46.69%)	$131,190 (-) Land $33,780 Building $97,410
2023	$10,098.00 Homeowner's exemption	$131,190 Land $33,780 Building $97,410	$374,800 Land $96,500 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2012–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEBRON VILLAGE PWS serves 2,368 people · EPA ID OH4501012
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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