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412 E 18th St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 412 E 18th St, Charlotte, NC 28206

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,162 sqft · built 1985
Lot Size0.162 acres (7,071 sqft)
OwnerIndividual Name on File
Last Sale$26,500 (Apr 1986)
Tax Bill$3,390 (2023)
Deeds & MortgagesAug 2025 Sale & Mortgage
Oct 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN081-076-11

Property Details

APN / Parcel Number

Primary APN081-076-11

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,162 sqft Heated Area
1st Floor Area1,054 sqft
FlooringConcrete/Cement
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area7,071 sqft (0.162 acres)
PorchPorch
Porch Area108 sqft
Patio Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number081-076-11
Street Address412 E 18TH ST
CityCHARLOTTE
StateNC
Zip28206-3413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionL13 B6 M209-458
Legal SubdivisionPHIFERS
Legal Block6
Legal Lot Number13
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2010
Census Tract700

Owner

Source: Mecklenburg County records · APN 081-076-11

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address412 E 18TH ST, CHARLOTTE, NC 28206-3413
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2025Warranty Deed, Transfer · Conventional Mortgage
PRIMIS MORTGAGE CO
Oct 06, 2017Deed of Trust, Mortgage · FHA Mortgage
FINANCE OF AMERICA REVERSE
Oct 06, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 1986 · Amount on Record
Deed SaleApr 22, 1986 · Amount on Record
Deed Document Number0005213198
Record UpdatedSep 20, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 21, 2025
Property Address412 E 18TH ST, CHARLOTTE, NC 28206-3413
Document Number0000084521
Book / Page39805 / 247
Map ReferenceMB 209 PG 458
Instrument DateAug 21, 2025
Instrument2025084521
Transaction TypeTransfer
Record UpdatedMay 22, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$690.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6213 COVECREEK DR, CHARLOTTE, NC 28215-1646

Transferred To (Grantee/Buyer)

NameVerified Name
Address533 GLENWOOD DR, SPARTANBURG, SC 29303-2650

Mortgage

Document Number0000084522
DateAug 21, 2025
Instrument2025084522
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address412 E 18TH ST, CHARLOTTE, NC 28206-3413
Document Number0000138146
Instrument DateOct 06, 2017
Transaction TypeMortgage
Record UpdatedNov 01, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E 18TH ST CHARLOTTE NC 282063413, CHARLOTTE, NC 28206-3413

Mortgage

Document Number0000138146
DateOct 12, 2017
Book Page032188/000893
Instrument138146
Lender
NameFINANCE OF AMERICA REVERSE
AddressTULSA, OK 74137
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 11, 2095
Interest
Rate TypeAdjustable Rate
Rate4.69%

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address412 E 18TH ST, CHARLOTTE, NC 28206-3413
Document Number0000138147
Instrument DateOct 06, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 E 18TH ST CHARLOTTE NC 282063413, CHARLOTTE, NC 28206-3413

Mortgage

Document Number0000138147
DateOct 12, 2017
Book Page032188/000907
Instrument138147
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term936 Months
DueOct 11, 2095
Interest
Rate TypeAdjustable Rate
Rate4.69%

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), as of October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190007002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Wildfire

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 169 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0160010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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