412 E 11th St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 412 E 11th St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Architecture Style	Duplex Single
Year Built	Built 1907
Square Footage	1,672 sqft Total Area
Lot Size	7,150 sqft (0.164 acres)
Tax Bill	$1,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-25-251-025`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,672 sqft Total Area
1st Floor	696 sqft 1st Floor
Attic Area	244 sqft Attic
Attic	1 Attic
Basement Area	696 sqft Basement
Unfinished Basement	696 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Duplex Single Style
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,150 sqft (0.164 acres)
Depth X Width	143 ft x 50 ft Depth x Width
Patio Area	36 sqft Patio
Porch Area	194 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	412 E 11TH ST
City	WATERLOO
State	IA
Zip	50703-4416
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	COOLEYS EAST ADDITION NE 43 FT LOT 1 LANE & FOWLERS SECOND ADDITION WATERLOO PART OF LOT 3 BLOCK 10 COM ON SW LINE LOT 3 122
Legal Range	13W
Legal Township	89N
Legal Section	25
Legal Subdivision	COOLEYS EAST ADDITION
Legal Block	10
Legal Lot Number	1,3,122
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1006
Census Tract	800

Owner

Source: Black Hawk County records · APN 8913-25-251-025

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1751 EASTON AVE, WATERLOO, IA 50702-2642
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	412 E 11TH ST, WATERLOO, IA 50703-4416
Transaction Type	Mortgage
Record Updated	Mar 05, 2026
Title Company	BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK CNTY ABSTRACT & T

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WILDWOOD RD, WATERLOO, IA 50702-5516

Mortgage

Document Number	0202602341
Date	Feb 24, 2026
Instrument	2026-02341

Lender

Name	CEDAR FALLS COMMUNITY CU
Type	Credit Union
Address	123 W 4TH ST, CEDAR FALLS, IA 50613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2051

Interest

Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,240.00	$69,950 (+22.46%) Land $5,810 Building $64,140	$69,950 (+22.46%) Land $5,810 Building $64,140
2024	$1,240.00 (+39.33%)
2023		$57,120 (+41.11%) Land $5,810 Building $51,310	$57,120 (+41.11%) Land $5,810 Building $51,310
2022	$890.00	$40,480 Land $5,810 Building $34,670
2021			$40,480 Land $5,810 Building $34,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.