412 Division St, Oregon City, OR 97045 Property Records

Clackamas County property record for 412 Division St, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,104 sqft · built 1900
Lot Size	0.137 acres (5,987 sqft)
Owner	Individual Name on File
Last Sale	$450,000 (May 2024)
Tax Bill	$2,490 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22E32CB12300`

Property Details

APN / Parcel Number

Primary APN	`22E32CB12300`
Alternative APN	`00590541`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Other
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,987 sqft (0.137 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00590541
Street Address	412 DIVISION ST
City	OREGON CITY
State	OR
Zip	97045-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	66 MT PLEASANT ADD LT 7 BLK 3
Legal Range	2E
Legal Township	2S
Legal Section	32
Legal Subdivision	MT PLEASANT ADD
Legal Block	3
Legal Lot Number	7
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	1
Census Block	1003
Census Tract	22502

Owner

412 Division St is owned and occupied by an individual who acquired it in September 2025.

Source: Clackamas County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 30, 2025	Intrafamily Transfer, Transfer WFG TITLE
Sep 30, 2025	Bargain and Sale Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2024	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 30, 2023	Warranty Deed, Transfer LAWYERS TITLE
Aug 30, 2023	Warranty Deed, Transfer · Line of Credit RAIN CITY CAPITAL OF OREGON LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Aug 30, 2023 · Amount on File
Deed Document Number	202415165
Last Transfer Date	Sep 25, 2025
Transfer Doc	0000038079
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 DIVISION ST, OREGON CITY, OR 97045-2103

Mortgage

Document Number	0000038081
Date	Sep 30, 2025
Instrument	2025-038081

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 30, 2025
Property Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Document Number	0000038079
Instrument Date	Sep 25, 2025
Instrument	2025-038079
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 DIVISION ST, OREGON CITY, OR 97045-2103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 DIVISION ST, OREGON CITY, OR 97045-2103

September 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 30, 2025
Property Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Document Number	0000038080
Instrument Date	Sep 25, 2025
Instrument	2025-038080
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 DIVISION ST, OREGON CITY, OR 97045-2103

Mortgage

Document Number	0000038081
Date	Sep 30, 2025
Instrument	2025-038081

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	May 1, 2024
Property Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Document Number	0000015165
Instrument Date	Apr 29, 2024
Instrument	2024-015165
Transaction Type	Subdivision Related Transfer
Record Updated	May 8, 2024
Title Company	OLD REPUBLIC TITLE COMPANY/OR, OLD REPUBLIC TITLE CO OF OR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	412 DIVISION ST, OREGON CITY, OR 97045-2103

Mortgage

Document Number	0000015166
Date	May 1, 2024
Instrument	2024-015166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 30, 2023
Property Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Document Number	0000031361
Instrument Date	Aug 28, 2023
Instrument	2023-031361
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9755 SW BARNES RD STE 250, 250, PORTLAND, OR 97225-6678

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Aug 30, 2023
Property Address	412 DIVISION ST, OREGON CITY, OR 97045-2103
Document Number	0000031383
Instrument Date	Aug 28, 2023
Instrument	2023-031383
Transaction Type	Transfer
Record Updated	Sep 6, 2023
Title Company	OLD REPUBLIC TITLE COMPANY/OR, OLD REPUBLIC TITLE CO OF OR

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19043 CENTRAL POINT RD, OREGON CITY, OR 97045-8989

Mortgage

Document Number	0000031384
Date	Aug 30, 2023
Instrument	2023-031384

Lender

Name	RAIN CITY CAPITAL OF OREGON LLC
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 27, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 412 Division St was $2,490, up 10.2% from the year before.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Oregon City
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,490.00 (+10.23%)	$124,326 (+3%)	$300,152 (+2.12%) Land $154,672 Building $145,480
2024	$2,259.00 (+2.5%)	$120,705 (+3%)	$293,921 (-1.78%) Land $151,421 Building $142,500
2023	$2,204.00 (+6.06%)	$117,190 (+3%)	$299,234 (+1.98%) Land $152,814 Building $146,420
2022	$2,078.00	$113,777	$293,427 Land $150,027 Building $143,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 412 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREGON CITY serves 33,940 people · EPA ID OR4101511
Water Source	Purchased surface water from SOUTH FORK WATER BOARD
Last State Inspection	Dec 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures