412 Depot St, Andover, NH 03216 Property Records

Merrimack County and Andover Town property record for 412 Depot St, Andover, NH 03216

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 3,026 sqft · built 1860
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Jul 2019)
Tax Bill	$6,730 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`ANDV M:00035 B:000326 L:000293`

Property Details

APN / Parcel Number

Primary APN	`ANDV M:00035 B:000326 L:000293`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,026 sqft Living Area
Gross Area	5,977 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	165,528 sqft (3.8 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	412 DEPOT ST
City	ANDOVER
State	NH
Zip	03216-3124
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	V V
Legal Block	326
Legal Lot Number	293
Jurisdiction	ANDOVER TOWN NH
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1002
Census Tract	42500

Owner

412 Depot St, a residential property, is owned and occupied by two individuals who bought it in July 2019.

Source: Merrimack County and Andover Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	412 DEPOT ST, ANDOVER, NH 03216-3124
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MASCOMA BANK
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jul 29, 2019	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Feb 20, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	May 13, 2004 · Amount on File
Deed Document Number	201913042
Deed Book / Page	3640 / 76
Transfer Doc	0000002570
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	412 DEPOT ST, ANDOVER, NH 03216-3124
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020844
Date	Dec 22, 2025
Book Page	3915/267
Instrument	202500020844

Lender

Name	MASCOMA BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	157 Months
Due	Jan 1, 2039

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	412 DEPOT ST, ANDOVER, NH 03216-3124
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000450
Date	Jan 5, 2022
Book Page	3776/2461
Instrument	202200000450

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER TOWN NH
Property Address	412 DEPOT ST, ANDOVER, NH 03216-3124
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100000298
Date	Jan 5, 2021
Book Page	3716/2142
Instrument	202100000298

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Jul 29, 2019
Property Address	412 DEPOT ST, ANDOVER, NH 03216-3124
Document Number	0036400076
Book / Page	003640 / 000076
Instrument Date	Jul 26, 2019
Instrument	13042
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2382 SAWNEE BEAN RD THETFORD CENTER VT 050758864, THETFORD CENTER, VT 05075-8864

Mortgage

Document Number	36400078
Date	Jul 29, 2019
Book Page	003640/000078
Instrument	13043

Lender

Name	NEWREZ LLC
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 28, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANDOVER TOWN NH
Recording Date	Feb 20, 2018
Property Address	412 DEPOT ST, ANDOVER, NH 03216-3124
Document Number	0035860350
Book / Page	003586 / 000350
Instrument Date	Feb 12, 2018
Instrument	2570
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Amount	Amount on Record
Tax	$217.50
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 DEPOT ST ANDOVER NH 032163124, ANDOVER, NH 03216-3124

Tax Assessment & Valuation

The 2025 property tax bill for 412 Depot St was $6,730.

Source: Merrimack County and Andover Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Andover Town
Elementary School District	Andover School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,730.00	$459,400 Land $143,100 Building $316,300
2023	$5,409.00 (+8.31%)	$235,700 (-) Land $84,200 Building $151,500
2022	$4,994.00	$235,700 Land $84,200 Building $151,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 412 Depot St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Depot St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NH Broadband Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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