412 Dearborn Ave, Helena, MT 59601 Property Records

Lewis And Clark County property record for 412 Dearborn Ave, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,176 sqft · built 1881
Lot Size	0.517 acres (22,521 sqft)
Owner	Company Name on Record
Tax Bill	$19,846 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R054389`

Property Details

APN / Parcel Number

Primary APN	`R054389`
Alternative APNs	`05-1887-25-4-26-01-0000` `0000003086`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	264 sqft
Unfinished Basement	264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,521 sqft (0.517 acres)
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Utility Building	247 sqft
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000003086
Street Address	412 DEARBORN AVE
City	HELENA
State	MT
Zip	59601-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STOREY, S25, T10 N, R04 W, BLOCK 15, LOT 1 - 3
Legal Range	04W
Legal Township	10N
Legal Section	25
Legal Subdivision	STOREY
Legal Block	15
Legal Lot Number	1-3
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	2
Census Block	2020
Census Tract	800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helena Historic District listed 1972 · 75 contributing resources · NRIS 72000737

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lewis And Clark County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	675 CORRAL RD, HELENA, MT 59602-9471
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit FIRST MONTANA BANK INC
Apr 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage FIRST MONTANA BANK INC
Feb 28, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE ROCKIES NA
Nov 30, 2017	Warranty Deed, Transfer · Commercial Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2008
Deed Sale	Feb 12, 2008
Prior Sale	Feb 7, 2008 · Amount on Record
Deed Document Number	20083143156
Deed Book / Page	37 / 8883
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 DEARBORN AVE, HELENA, MT 59601-6141
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M59/8283
Date	Sep 1, 2021
Book Page	M59/8283
Instrument	3385124

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 DEARBORN AVE, HELENA, MT 59601-6141
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/9630
Date	Apr 23, 2020
Book Page	M56/9630
Instrument	3353589

Lender

Name	FIRST MONTANA BANK INC
Type	Bank
Address	HELENA, MT 59601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	412 DEARBORN AVE, HELENA, MT 59601-6141
Transaction Type	Mortgage
Record Updated	Mar 20, 2019
Title Company	HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M55/2403
Date	Feb 28, 2019
Book Page	M55/2403
Instrument	3333979

Lender

Name	BANK OF THE ROCKIES NA
Type	Bank
Address	WHITE SULPHUR SPRINGS, MT 59645

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 10, 2044

Interest

Rate Type	Adjustable Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Nov 30, 2017
Property Address	412 DEARBORN AVE, HELENA, MT 59601-6141
Document Number	00M53/6177
Book / Page	M53 / 6177
Instrument Date	Nov 29, 2017
Instrument	3315095
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000
Investor	Possibly a Property Investor

Mortgage

Document Number	0003315097
Date	Nov 30, 2017
Instrument	3315097

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2037

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,846.00 (+52.71%)	$1,342,155 (+12.55%)
2025			$1,342,155 (+12.55%) Land $324,625 Building $1,017,530
2023	$12,996.00	$1,192,485	$1,192,485 Land $318,375 Building $874,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Montana Internet Fixed Wireless	500 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TDS Telecom.

Nearby Properties on Dearborn Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures