Calhoun County property record for 412 Darrow St, Albion, MI 49224
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,900 sqft · built 1925 |
| Lot Size | 0.204 acres (8,886 sqft) |
| Owner | Individual on Record |
| Last Sale | $94,000 (Sep 2017) |
| Tax Bill | $2,290 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-004-415-00 |
| Primary APN | 51-004-415-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,900 sqft Living Area |
| 1st Floor Area | 892 sqft |
| Basement Area | 672 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 8,886 sqft (0.204 acres) |
| Lot Dimensions | 74 ft deep x 66.6 ft wide |
| Garage Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 412 DARROW ST |
|---|---|
| City | ALBION |
| State | MI |
| Zip | 49224-2227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | ALBION CITY, FAIRVIEW ADDITION LOTS 15 & 16 (412 DARROW ST) |
| Legal Subdivision | FAIRVIEW ADDITION |
| Legal Lot Number | 15-16 |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | ALBION |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 3400 |
Source: Calhoun County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2020 | Deed of Trust, Mortgage · Line of Credit BLUEOX CU |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUEOX CU |
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC |
| Feb 26, 2021 | Intrafamily Transfer, Transfer |
| Sep 18, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2017 · Amount on Record |
| Deed Sale | Sep 18, 2017 · Amount on Record |
| Prior Sale | Jul 30, 2007 · Amount on Record |
| Deed Document Number | 20174171-0128 |
| Deed Book / Page | 4171 / 128 |
| Last Transfer Date | Feb 24, 2021 |
| Transfer Doc | 004510/717 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004395/11 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 4395/11 |
| Name | BLUEOX CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 24, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 04392/0965 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 4392/0965 |
| Name | BLUEOX CU |
|---|---|
| Type | Credit Union |
| Address | BATTLE CREEK, MI 49015 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Document Number | 004636/172 |
|---|---|
| Date | Mar 1, 2022 |
| Book Page | 4636/172 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Feb 26, 2021 |
| Property Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Document Number | 004510/717 |
| Book / Page | 4510 / 717 |
| Map Reference | LB 6 PG 7 |
| Instrument Date | Feb 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CALHOUN MI |
| Recording Date | Sep 18, 2017 |
| Property Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Document Number | 04171/0128 |
| Book / Page | 4171 / 0128 |
| Map Reference | LB6 PG7 |
| Instrument Date | Aug 30, 2017 |
| Instrument | 4171-0128 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $808.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6019 S INGLESIDE AVE # AVE704, 6019, CHICAGO, IL 60637-2600 |
| Name | Verified Name |
|---|---|
| Address | 412 DARROW ST, ALBION, MI 49224-2227 |
| Investor | Possibly a Property Investor |
| Document Number | 0041710129 |
|---|---|
| Date | Sep 18, 2017 |
| Instrument | 4171-0129 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2047 |
Source: Calhoun County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Albion City |
| County | Calhoun County |
| Unified School District | Marshall Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $92,400 (+13.37%) | ||
| 2025 | $2,290.00 (+1.78%) Homeowner's exemption | $81,500 (+31.88%) | $184,800 (+13.37%) |
| 2024 | $2,250.00 (+18.98%) | $163,000 (+31.88%) | |
| 2023 | $61,800 | $123,600 | |
| 2022 | $1,891.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1982–1989) |
| Most Recent Claim | Jun 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALBION serves 9,144 people · EPA ID MI0000100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Copper | 1.35 mg/L (2016–2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 No certified operator Jan 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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