Lake County property record for 412 Cumnor Ct, Deerfield, IL 60015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,706 sqft · built 2003 |
| Lot Size | 0.232 acres (10,123 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,025,000 (Jun 2014) |
| Tax Bill | $33,895 (2024) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-28-109-013 |
| Primary APN | 16-28-109-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,706 sqft Living Area |
| Gross Area | 6,193 sqft |
| 1st Floor Area | 1,763 sqft |
| 2nd Floor Area | 1,943 sqft |
| Upper Floors Area | 1,943 sqft |
| Basement Area | 1,763 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,123 sqft (0.232 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 724 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 412 CUMNOR CT |
|---|---|
| City | DEERFIELD |
| State | IL |
| Zip | 60015-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H. O. STONE & COS ADD TO DEERFIELD LOT 5 BLOCK 2 |
| Legal Subdivision | H. O. STONE & COS ADD |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WEST DEERFIELD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 864901 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 CUMNOR CT, DEERFIELD, IL 60015-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 23, 2021 | Deed of Trust, Mortgage · Line of Credit CREDIT UNION 1 |
| Nov 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 24, 2017 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2014 · Amount on Record |
| Deed Sale | Jun 2, 2014 · Amount on Record |
| Prior Sale | Feb 12, 2004 · Amount on Record |
| Deed Document Number | 20147102888 |
| Prior Transfer Date | Sep 9, 1993 |
| Prior Transfer Doc | 0003399226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 412 CUMNOR CT, DEERFIELD, IL 60015-2308 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007801654 |
|---|---|
| Date | Jun 23, 2021 |
| Instrument | 7801654 |
| Name | CREDIT UNION 1 |
|---|---|
| Type | Credit Union |
| Address | LOMBARD, IL 60148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 30, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 412 CUMNOR CT, DEERFIELD, IL 60015-2308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0007712425 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | 7712425 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 412 CUMNOR CT, DEERFIELD, IL 60015-2308 |
| Document Number | 0007398493 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 412 CUMNOR CT DEERFIELD IL 600152308, DEERFIELD, IL 60015-2308 |
| Document Number | 0007398493 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 7398493 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 30, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | West Deerfield Township |
| Municipality | Deerfield Village |
| Elementary School District | Deerfield School District 109 (PK - 08) |
| Secondary School District | Township High School District 113 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $464,800 (+40.21%) Land $64,081 Building $400,719 | $1,394,539 (+40.21%) Land $192,262 Building $1,202,277 | |
| 2024 | $33,895.00 (+22.92%) | ||
| 2023 | $27,574.00 (+5.96%) | $331,514 (+11.55%) Land $49,711 Building $281,803 | $994,642 (+11.55%) Land $149,148 Building $845,494 |
| 2022 | $26,024.00 | $297,182 Land $53,395 Building $243,787 | $891,635 Land $160,201 Building $731,434 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 30 in force |
| Nearby Flood Claims | 28 (1979–2023) |
| Claims Outside the SFHA | 16 of 28 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEERFIELD serves 19,196 people · EPA ID IL0974340 |
|---|---|
| Water Source | Purchased surface water from HIGHLAND PARK |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures