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412 Creek Dr, Hampstead, NC 28443 Property Records

Pender County property record for 412 Creek Dr, Hampstead, NC 28443

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,008 sqft · built 1987
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$107,000 (Apr 2019)
Tax Bill$815 (2022)
Deeds & MortgagesJan 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4235-04-4510-0000

Property Details

APN / Parcel Number

Primary APN4235-04-4510-0000
Alternative APN
  • 965734

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1987
Architectural StyleModular
Exterior MaterialCombination
Foundation TypeRaised
Lot Area12,197 sqft (0.28 acres)
TerrainRolling
Garage TypeDetached
Garage Area384 sqft
Deck Area80 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number965734
Old Parcel Number4235 04 4510 0000
Street Address412 CREEK DR
CityHAMPSTEAD
StateNC
Zip28443-2823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSEEMAP
Legal DescriptionL 505 CEDAR LANDING PB 23/65
Legal SubdivisionCEDAR LANDING
Legal Lot Number505
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group1
Census Block1009
Census Tract920104

Owner

412 Creek Dr is owned by an individual who bought it in April 2019.

Source: Pender County records, as of November 22, 2023

Owner of RecordIndividual Name on File
Mailing Address412 CREEK DR, HAMPSTEAD, NC 28443-2823
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2021Deed of Trust, Mortgage
STATE EMPS CU
Apr 10, 2019Warranty Deed, Transfer · Conventional with PMI
VANDERBILT MTG & FIN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 10, 2019 · Amount on File
Deed SaleApr 10, 2019 · Amount on File
Deed Document Number0016914682
Deed Book / Page1691 / 4682
Record UpdatedJun 7, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address412 CREEK DR, HAMPSTEAD, NC 28443-2823
Document Number0047391918
Instrument DateJan 22, 2021
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 CREEK DR HAMPSTEAD NC 284432823, HAMPSTEAD, NC 28443-2823

Mortgage

Document Number0047391918
DateJan 28, 2021
Book Page004739/001918
Instrument20077282
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount on Record
Term120 Months
DueJan 27, 2031

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateApr 10, 2019
Property Address412 CREEK DR, HAMPSTEAD, NC 28443-2823
Document Number0046821691
Book / Page004682 / 001691
Instrument DateApr 10, 2019
Instrument20047715
Transaction TypeTransfer
Record UpdatedApr 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$214.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address124 SALEEN DR WILLOW SPRING NC 275927606, WILLOW SPRING, NC 27592-7606

Mortgage

Document Number46821694
DateApr 10, 2019
Book Page004682/001694
Instrument20047716
Lender
NameVANDERBILT MTG & FIN
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
TypeConventional with PMI
AmountAmount on Record
Term276 Months
DueApr 9, 2042

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$71,139 (-) Land $53,247 Building $17,892$71,139 (-) Land $53,247 Building $17,892
2022$815.00$71,139 Land $53,247 Building $17,892$71,139 Land $53,247 Building $17,892

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims3 (2016–2018)
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 412 Creek Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 66% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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