St. Charles County property record for 412 Covered Bridge Ln, O Fallon, MO 63368 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,616 sqft · built 2003 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $203,500 (Sep 2019) |
| Tax Bill | $3,059 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T031700041 |
| Primary APN | T031700041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Composition/Composite |
| Lot Area | 7,405 sqft (0.169 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 110 sqft |
| Patio Area | 224 sqft |
| Sewer | Connected |
|---|
| Account Number | T031700041 |
|---|---|
| Old Parcel Number | T031700041 |
| Street Address | 412 COVERED BRIDGE LN |
| City | O FALLON |
| State | MO |
| Zip | 63368-3991 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SLEEPY HOLLOW VLG #2 LOT 508 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | SLEEPY HOLLOW VLG #2 |
| Legal Lot Number | 508 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 311153 |
Source: St. Charles County records · APN T031700041
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7249 SEVIER WELLS RD, FRISCO, TX 75036-4922 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Apr 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE TITLE COMPANY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 11, 2019 · Amount on Record |
| Deed Sale | Sep 11, 2019 · Amount on Record |
| Prior Sale | Apr 19, 2018 · Amount on Record |
| Deed Document Number | 0007140748 |
| Deed Book / Page | 7140 / 748 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 11, 2019 |
| Property Address | 412 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 0071400748 |
| Book / Page | 007140 / 000748 |
| Instrument Date | Sep 09, 2019 |
| Instrument | 493400 |
| Transaction Type | Transfer |
| Record Updated | Oct 08, 2019 |
| Title Company | US TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 COBBLESTONE LN LE CLAIRE IA 527539249, LE CLAIRE, IA 52753-9249 |
| Document Number | 71400752 |
|---|---|
| Date | Sep 11, 2019 |
| Book Page | 007140/000752 |
| Instrument | 493420 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 10, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 19, 2018 |
| Property Address | 412 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 0069071126 |
| Book / Page | 6907 / 1126 |
| Map Reference | MB 39 PG 201 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 20180419000213260 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2021 |
| Title Company | HERITAGE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 COVERED BRIDGE LN, O FALLON, MO 63368-3991 |
| Document Number | 0000000000 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 20180419000213280 |
| Type | Credit Union |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 01, 2038 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,059.00 | $48,848 (+6.09%) | $257,096 (+6.09%) Land $46,669 Building $210,427 |
| 2023 | $46,043 | ||
| 2022 | $242,330 Land $29,700 Building $212,630 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111532, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 394 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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