412 Coral Reef Rd, Alameda, CA 94501 Property Records

Alameda County property record for 412 Coral Reef Rd, Alameda, CA 94501

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,243 sqft · built 1963
Lot Size	0.115 acres (5,000 sqft)
Owner	Trust Name on File
Last Sale	$988,000 (Jun 2019)
Tax Bill	$15,328 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-1265-159`

Property Details

APN / Parcel Number

Primary APN	`74-1265-159`
Alternative APN	`074-1265-159-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,243 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	412 CORAL REEF RD
City	ALAMEDA
State	CA
Zip	94501-5931
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00012 BLK: 0009 TR: 1898
Legal Subdivision	1898 SOUTH SHORE UN #2
Legal Tract	1898
Legal Block	9
Legal Lot Number	12
Jurisdiction	ALAMEDA CA
Township / Civil Division	ALAMEDA
Census Block Group	2
Census Block	2008
Census Tract	428600

Owner

412 Coral Reef Rd is held in a trust since June 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Trust Name on File
Mailing Address	1475 GRANT RD, LOS ALTOS, CA 94024-5732
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Aug 29, 2019	Deed of Trust, Mortgage · ARM FREMONT BANK
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITALEND HM LOANS
Jun 24, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jun 24, 2019	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Jun 5, 1998 · Amount on File
Deed Document Number	2019119233
Prior Transfer Date	Jun 19, 2019
Prior Transfer Doc	0000119232
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	412 CORAL REEF RD, ALAMEDA, CA 94501-5931
Transaction Type	Mortgage
Record Updated	Jan 7, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1475 GRANT RD, LOS ALTOS, CA 94024-5732

Mortgage

Document Number	0000392235
Date	Dec 9, 2021
Instrument	2021392235

Lender

Name	NMSI INC
Type	Mortgage Company
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	412 CORAL REEF RD, ALAMEDA, CA 94501-5931
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000170209
Date	Aug 29, 2019
Instrument	2019170209

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Sep 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.37%
Index	1-Year LIBOR
Max Rate	9.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	412 CORAL REEF RD, ALAMEDA, CA 94501-5931
Document Number	0000127229
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1475 GRANT RD LOS ALTOS CA 940245732, LOS ALTOS, CA 94024-5732

Mortgage

Document Number	0000127229
Date	Jun 3, 2020
Instrument	127229

Lender

Name	CAPITALEND HM LOANS
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 24, 2019
Property Address	412 CORAL REEF RD, ALAMEDA, CA 94501-5931
Document Number	0000119232
Instrument Date	Jun 19, 2019
Instrument	119232
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	412 CORAL REEF RD ALAMEDA CA 945015931, ALAMEDA, CA 94501-5931

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jun 24, 2019
Property Address	412 CORAL REEF RD, ALAMEDA, CA 94501-5931
Document Number	0000119233
Instrument Date	Jun 19, 2019
Instrument	119233
Transaction Type	Transfer
Record Updated	Jul 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,086.80
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1475 GRANT RD LOS ALTOS CA 940245732, LOS ALTOS, CA 94024-5732

Tax Assessment & Valuation

The 2025 property tax bill for 412 Coral Reef Rd was $15,328.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Alameda City
Unified School District	Alameda City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,124,156 (+2%) Land $455,124 Building $669,032
2025	$15,328.00	$1,102,114 Land $446,200 Building $655,914
2023	$14,396.00	$1,059,323 Land $428,876 Building $630,447	$1,186,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Coral Reef Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Coral Reef Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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