412 Cooper Rd, Rochester, NY 14617 Property Records

Monroe County and Irondequoit Town property record for 412 Cooper Rd, Rochester, NY 14617

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,932 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jun 2025)
Tax Bill	$8,644 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263400 076.07-3-57`

Property Details

APN / Parcel Number

Primary APN	`263400 076.07-3-57`
Alternative APNs	`34000760700003057000` `10013000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,932 sqft Living Area
1st Floor Area	876 sqft
2nd Floor Area	1,056 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 67.5 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	220 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	10013000000
Street Address	412 COOPER RD
City	ROCHESTER
State	NY
Zip	14617-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	0016-14-07 RUDMAN EST L88 00 320000000002274
Legal Subdivision	RUDMAN ESTATE NO 1
Legal Block	3
Legal Lot Number	57.000
Jurisdiction	MONROE NY
Township / Civil Division	IRONDEQUOIT
Census Block Group	4
Census Block	4014
Census Tract	10500

Owner

412 Cooper Rd is owned by two individuals who bought it in June 2025.

Source: Monroe County and Irondequoit Town records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	486 BROOKVIEW DR, ROCHESTER, NY 14617-4313
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Feb 24, 2022	Deed of Trust, Mortgage · Line of Credit ESL FCU
Nov 18, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2025 · Amount on File
Deed Sale	Jun 25, 2025 · Amount on File
Deed Document Number	20253305529
Deed Book / Page	13103 / 653
Prior Transfer Date	Nov 13, 2020
Prior Transfer Doc	0000000794
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Sep 25, 2026
Property Address	412 COOPER RD, ROCHESTER, NY 14617-3011
Document Number	0003469506
Book / Page	31445 / 499
Instrument Date	Sep 16, 2026
Instrument	20263469506
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	STEWART GUARANTY TITLE, STEWART TITLE GUARANTY COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 COOPER RD, ROCHESTER, NY 14617-3011

Mortgage

Document Number	0003469506,
Date	Sep 25, 2026
Book Page	31445/499
Instrument	20263469506

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	412 COOPER RD, ROCHESTER, NY 14617-3011
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	STEWART TITLE, STEWART TTL INS CO UPSTATE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000145
Date	Feb 24, 2022
Book Page	29760/143
Instrument	202202240145

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE NY
Recording Date	Nov 18, 2020
Property Address	412 COOPER RD, ROCHESTER, NY 14617-3011
Document Number	0000000794
Book / Page	012424 / 000179
Instrument Date	Nov 13, 2020
Instrument	794
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 COOPER RD ROCHESTER NY 146173011, ROCHESTER, NY 14617-3011

Tax Assessment & Valuation

The 2026 property tax bill for 412 Cooper Rd was $8,644, up 83.1% from the year before.

Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Irondequoit Town
Unified School District	West Irondequoit Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,644.00 (+83.14%)
2025	$4,720.00	$200,000 Land $34,000 Building $166,000	$238,100 Land $40,477 Building $197,623
2023		$200,000 (+40.85%) Land $34,000 Building $166,000	$200,000 (+9.83%) Land $34,000 Building $166,000
2022		$142,000 Land $32,700 Building $109,300	$182,100 Land $41,934 Building $140,166
2021	$4,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 412 Cooper Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1985)
Most Recent Claim	Aug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 412 Cooper Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Empire Long Distance, Frontier.

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