412 Columbus Ave, Frederick, MD 21701 Property Records

Frederick County property record for 412 Columbus Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,068 sqft · built 1952
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Oct 2021)
Tax Bill	$4,847 (2024)
Deeds & Mortgages	Oct 2021 Sale Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-120658`

Property Details

APN / Parcel Number

Primary APN	`02-120658`
Alternative APNs	`2120658` `120658`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	730 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	120658
Street Address	412 COLUMBUS AVE
City	FREDERICK
State	MD
Zip	21701-6226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LTS #42-44, BLK. C. 50 X 150 412 COLUMBUS AVE.
Legal Subdivision	CATOCTIN PARK
Legal Block	C
Legal Lot Number	42-44
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2012
Census Tract	765100

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	412 COLUMBUS AVE, FREDERICK, MD 21701-6226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Deed, Transfer REGIS TITLE LLC, RGS TITLE LLC
Jul 24, 2020	Deed, Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Jul 24, 2020 · Amount on Record
Deed Book / Page	15351 / 427
Prior Transfer Date	Oct 4, 2013
Prior Transfer Doc	0098210132
Record Updated	Jun 8, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 5, 2021
Property Address	412 COLUMBUS AVE, FREDERICK, MD 21701-6226
Document Number	0153510427
Book / Page	15351 / 427
Map Reference	MB 3 FO 31
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 COLUMBUS AVE, 412, FREDERICK, MD 21701-6226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	412 COLUMBUS AVE, FREDERICK, MD 21701-6226

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 24, 2020
Property Address	412 COLUMBUS AVE, FREDERICK, MD 21701-6226
Document Number	0139240100
Book / Page	13924 / 100
Map Reference	MB 3 FO 31
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LEGACYHOUSE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	412 COLUMBUS AVE, FREDERICK, MD 21701-6226

Mortgage

Document Number	13924107
Date	Jul 24, 2020
Instrument	13924/107

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,800 (+16.78%) Land $110,000 Building $169,800	$279,800 (-) Land $110,000 Building $169,800
2024	$4,847.00 (+10.28%)
2023	$4,395.00	$239,600	$279,800 Land $110,000 Building $169,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2018–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2019 · other causes
Claims by Event	Severe Storms And Flooding, May 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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