412 Clark St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 412 Clark St, Saint Charles, MO 63301

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,600 sqft · built 1880
Lot Size0.243 acres (10,572 sqft)
Owner2 Company Names on Record
Last Sale$50,000 (Jul 2009)
Tax Bill$2,590 (2025)
Flood ZoneZone X (minimal risk)
APNT170600096

Property Details

APN / Parcel Number

Primary APNT170600096
Alternative APN
  • 6-009A-C376-00-0009.0000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,600 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleDuplex Single
Exterior MaterialBrick/Stone
Lot Area10,572 sqft (0.243 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account NumberT170600096
Street Address412 CLARK ST
CitySAINT CHARLES
StateMO
Zip63301-2031
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCITY BLK 123 BDRY ADJ LOTS 9 & 11 LOT 9
Legal SubdivisionCITY BLK 123 BDRY ADJ LOTS 9&11
Legal Block123
Legal Lot Number9
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1027
Census Tract310400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Frenchtown Historic District
listed 1991 · 206 contributing resources · NRIS 91000216

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address412A CLARK ST, SAINT CHARLES, MO 63301-2031
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2009 · Amount on Record
Deed SaleJul 2, 2009 · Amount on Record
Deed Document Number2009538390
Deed Book / Page5223 / 1153
Last Transfer DateApr 16, 2025
Transfer Doc0000025394
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$41,220 (-)$216,949 (-) Land $45,000 Building $171,949
2025$2,590.00 (+9.19%)$41,220 (+11.97%)$216,949 (+11.97%) Land $45,000 Building $171,949
2024$2,372.00
2023$36,814
2022$193,761 Land $45,000 Building $148,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979–1985)
Most Recent ClaimAug 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Clark St

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