Otsego County and Oneonta Town property record for 412 Chestnut St, Oneonta, NY 13820
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,400 sqft · built 1930 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,313 (2026) |
| Deeds & Mortgages | Apr 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364600 299.07-2-15.00 |
| Primary APN | 364600 299.07-2-15.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| 2nd Floor Area | 1,200 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 592 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 026200 |
|---|---|
| Street Address | 412 CHESTNUT ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2121 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 982 0 0 |
| Legal Block | 2 |
| Legal Lot Number | 15.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 590800 |
412 Chestnut St, a duplex, is owned and occupied by an individual.
Source: Otsego County and Oneonta Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 412 CHESTNUT ST, ONEONTA, NY 13820-2121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 5, 2018 |
| Property Address | 412 CHESTNUT ST, ONEONTA, NY 13820-2121 |
| Document Number | 0000001497 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 1497 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 CHESTNUT ST ONEONTA NY 138202121, ONEONTA, NY 13820-2121 |
The 2026 property tax bill for 412 Chestnut St was $4,313, down 3.3% from the year before.
Source: Otsego County and Oneonta Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Oneonta Town |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,313.00 (-3.32%) | ||
| 2025 | $4,461.00 | $133,500 Land $21,300 Building $112,200 | $190,714 Land $30,429 Building $160,285 |
| 2023 | $1,419.00 | $133,500 (-) Land $21,300 Building $112,200 | $171,154 (+12.82%) Land $27,308 Building $143,846 |
| 2022 | $133,500 Land $21,300 Building $112,200 | $151,705 Land $24,205 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 412 Chestnut St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 5 (2006–2013) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Jul 2013 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 412 Chestnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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