412 Cherry St, Whitesboro, TX 76273 Property Records

Grayson County property record for 412 Cherry St, Whitesboro, TX 76273

Property Summary

Property Type	Single Family Home
Details	1,411 sqft · built 2022
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$276,429 (Nov 2023)
Tax Bill	$2,532 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Nov 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W007 4106003`

Property Details

APN / Parcel Number

Primary APN	`W007 4106003`
Alternative APN	`444156`

Interior

Stories	1 Story
Building Area	1,411 sqft Living Area
Gross Area	1,671 sqft
1st Floor Area	1,411 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	110 sqft

Location & Zoning

Street Address	412 CHERRY ST
City	WHITESBORO
State	TX
Zip	76273-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE VIEW ADDN RPLT LT 23 & 24 BLK 2, BLOCK 2, LOT 24R, ACRES .115
Legal Subdivision	LAKE VIEW ADDN RPLT LT 23 & 24 BLK 2
Legal Block	2
Legal Lot Number	24R
Jurisdiction	GRAYSON TX
Township / Civil Division	NORTHWEST GRAYSON
Census Block Group	3
Census Block	3062
Census Tract	1103

Owner

Source: Grayson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	412 CHERRY ST, WHITESBORO, TX 76273-2655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage EVERETT FINANCIAL INC
Nov 28, 2023	Vendor's Lien, Subdivision Related Transfer · VA Mortgage EVERETT FINANCIAL INC
Aug 9, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on File
Deed Sale	Nov 28, 2023 · Amount on File
Deed Document Number	202331348
Record Updated	Oct 29, 2026

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 28, 2023
Property Address	412 CHERRY ST, WHITESBORO, TX 76273-2655
Document Number	0000031348
Map Reference	DOC 2022-164
Instrument Date	Nov 27, 2023
Instrument	2023-31348
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 HUNT ST APT 3105, 3105, RICHARDSON, TX 75082-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CHERRY ST, WHITESBORO, TX 76273-2655

Mortgage

Document Number	0000031349
Date	Nov 28, 2023
Instrument	2023-31349

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

November 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Nov 28, 2023
Property Address	412 CHERRY ST, WHITESBORO, TX 76273-2655
Document Number	0000031348
Map Reference	DOC 2022-164
Instrument Date	Nov 27, 2023
Instrument	2023-31348
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1250 HUNT ST APT 3105, 3105, RICHARDSON, TX 75082-0030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	412 CHERRY ST, WHITESBORO, TX 76273-2655

Mortgage

Document Number	0000031349
Date	Nov 28, 2023
Instrument	2023-31349

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Aug 9, 2022
Property Address	412 CHERRY ST, WHITESBORO, TX 76273-2655
Document Number	0000026994
Instrument Date	Aug 9, 2022
Instrument	2022-26994
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1507 HIGHLAND DR, LITTLE ELM, TX 75068-3768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1250 HUNT ST APT 3105, 3105, RICHARDSON, TX 75082-0030

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Whitesboro City
Unified School District	Whitesboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,532.00 (-28.8%) Homeowner's exemption Senior Citizen's exemption	$262,426 (+125.06%) Land $39,023 Building $223,403	$262,426 (+125.06%) Land $39,023 Building $223,403
2024	$3,556.00
2023		$116,604 Land $36,769 Building $79,835	$116,604 Land $36,769 Building $79,835

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WHITESBORO serves 4,192 people · EPA ID TX0910010
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	700 / 300
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: ElektraFi.

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